Bankinter Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	982.17	952.97	844.79	560.2	1,333	317.12	Upgrade
Depreciation & Amortization	89.15	87.45	82.07	80.09	77.79	75.58	Upgrade
Change in Trading Asset Securities	558.46	1,532	1,134	-410.33	-1,739	3,506	Upgrade
Change in Other Net Operating Assets	-542.29	-1,168	-1,914	-8,936	8,002	3,976	Upgrade
Other Operating Activities	490.5	536.78	511.19	670.98	-622.66	664	Upgrade
Operating Cash Flow	1,578	1,941	658.42	-8,035	7,051	8,538	Upgrade
Operating Cash Flow Growth	-	194.86%	-	-	-17.42%	5356.66%	Upgrade
Capital Expenditures	-48.46	-50.83	-21.71	-18.84	-18.3	-17.91	Upgrade
Sale of Property, Plant and Equipment	7.62	5.17	9.18	4.88	7.69	-	Upgrade
Cash Acquisitions	-	-	-51.95	-27.08	-53.83	-	Upgrade
Investment in Securities	-	-	3.85	2.17	-	0.23	Upgrade
Purchase / Sale of Intangibles	-95.63	-89.24	-68.29	-51.08	-49.02	-68.77	Upgrade
Other Investing Activities	9.12	14.11	84.69	-144.1	49.56	-34.4	Upgrade
Investing Cash Flow	-127.36	-120.8	-44.23	-234.05	-63.91	-120.86	Upgrade
Long-Term Debt Issued	-	200	300	-	750	350	Upgrade
Long-Term Debt Repaid	-	-	-	-500	-200	-40	Upgrade
Net Debt Issued (Repaid)	800	200	300	-500	550	310	Upgrade
Issuance of Common Stock	46.62	78.6	79.15	84.1	51.45	56.58	Upgrade
Repurchase of Common Stock	-47.07	-78.68	-79.12	-84.47	-48.84	-59	Upgrade
Common Dividends Paid	-511.15	-462.35	-405.83	-252.48	-210.77	-87.76	Upgrade
Other Financing Activities	0	0	-	-	-	-	Upgrade
Financing Cash Flow	288.4	-262.44	-105.81	-752.85	341.85	219.82	Upgrade
Net Cash Flow	1,739	1,558	508.38	-9,022	7,329	8,637	Upgrade
Free Cash Flow	1,530	1,891	636.71	-8,054	7,033	8,520	Upgrade
Free Cash Flow Growth	-	196.94%	-	-	-17.46%	8525.98%	Upgrade
Free Cash Flow Margin	57.66%	74.64%	27.50%	-442.37%	444.91%	672.25%	Upgrade
Free Cash Flow Per Share	1.65	2.04	0.69	-8.96	7.82	8.87	Upgrade
Cash Interest Paid	2,212	2,212	1,122	260.4	198.44	168.19	Upgrade
Cash Income Tax Paid	475.6	439.63	329.5	-52.27	362.44	120.81	Upgrade

Updated Feb 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.