Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)

BME:LDA Statistics

Total Valuation

BME:LDA has a market cap or net worth of EUR 1.28 billion. The enterprise value is 1.27 billion.

Market Cap	1.28B
Enterprise Value	1.27B

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	Apr 20, 2026

Share Statistics

BME:LDA has 1.09 billion shares outstanding.

Current Share Class	1.09B
Shares Outstanding	1.09B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.09%
Owned by Institutions (%)	29.99%
Float	570.72M

Valuation Ratios

The trailing PE ratio is 14.96 and the forward PE ratio is 12.48. BME:LDA's PEG ratio is 1.07.

PE Ratio	14.96
Forward PE	12.48
PS Ratio	1.09
PB Ratio	3.17
P/TBV Ratio	3.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.07

Enterprise Valuation

EV / Earnings	14.76
EV / Sales	1.08
EV / EBITDA	10.68
EV / EBIT	11.04
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.25

Current Ratio	0.25
Quick Ratio	0.17
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.47% and return on invested capital (ROIC) is 21.55%.

Return on Equity (ROE)	22.47%
Return on Assets (ROA)	5.48%
Return on Invested Capital (ROIC)	21.55%
Return on Capital Employed (ROCE)	12.38%
Weighted Average Cost of Capital (WACC)	5.93%
Revenue Per Employee	482,216
Profits Per Employee	35,272
Employee Count	2,147
Asset Turnover	0.90
Inventory Turnover	n/a

Taxes

In the past 12 months, BME:LDA has paid 28.43 million in taxes.

Income Tax	28.43M
Effective Tax Rate	24.90%

Stock Price Statistics

The stock price has increased by +6.90% in the last 52 weeks. The beta is 0.30, so BME:LDA's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	+6.90%
50-Day Moving Average	1.16
200-Day Moving Average	1.25
Relative Strength Index (RSI)	48.32
Average Volume (20 Days)	881,961

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BME:LDA had revenue of EUR 1.17 billion and earned 85.71 million in profits.

Revenue	1.17B
Gross Profit	420.73M
Operating Income	114.54M
Pretax Income	114.14M
Net Income	85.71M
EBITDA	118.50M
EBIT	114.54M
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 77.05 million in cash and n/a in debt, with a net cash position of 16.99 million or 0.02 per share.

Cash & Cash Equivalents	77.05M
Total Debt	n/a
Net Cash	16.99M
Net Cash Per Share	0.02
Equity (Book Value)	404.46M
Book Value Per Share	n/a
Working Capital	-338.10M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 35.91%, with operating and profit margins of 9.77% and 7.31%.

Gross Margin	35.91%
Operating Margin	9.77%
Pretax Margin	9.74%
Profit Margin	7.31%
EBITDA Margin	10.11%
EBIT Margin	9.77%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 3.38%.

Dividend Per Share	0.04
Dividend Yield	3.38%
Dividend Growth (YoY)	-33.35%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.38%
Earnings Yield	6.69%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3