Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)

BME:LDA Statistics

Total Valuation

BME:LDA has a market cap or net worth of EUR 1.27 billion. The enterprise value is 1.25 billion.

Market Cap	1.27B
Enterprise Value	1.25B

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Jun 27, 2025

Share Statistics

BME:LDA has 1.09 billion shares outstanding.

Current Share Class	1.09B
Shares Outstanding	1.09B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	22.92%
Float	870.02M

Valuation Ratios

The trailing PE ratio is 7.49 and the forward PE ratio is 13.04. BME:LDA's PEG ratio is 0.66.

PE Ratio	7.49
Forward PE	13.04
PS Ratio	1.10
PB Ratio	3.22
P/TBV Ratio	3.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.66

Enterprise Valuation

EV / Earnings	7.36
EV / Sales	1.08
EV / EBITDA	6.25
EV / EBIT	6.41
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.27

Current Ratio	0.27
Quick Ratio	0.19
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 45.41% and return on invested capital (ROIC) is 32.57%.

Return on Equity (ROE)	45.41%
Return on Assets (ROA)	9.47%
Return on Invested Capital (ROIC)	32.57%
Return on Capital Employed (ROCE)	21.23%
Revenue Per Employee	539,257
Profits Per Employee	78,867
Employee Count	2,430
Asset Turnover	0.90
Inventory Turnover	n/a

Taxes

In the past 12 months, BME:LDA has paid 25.56 million in taxes.

Income Tax	25.56M
Effective Tax Rate	13.11%

Stock Price Statistics

The stock price has decreased by -1.19% in the last 52 weeks. The beta is 0.30, so BME:LDA's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-1.19%
50-Day Moving Average	1.29
200-Day Moving Average	1.27
Relative Strength Index (RSI)	30.06
Average Volume (20 Days)	492,208

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BME:LDA had revenue of EUR 1.16 billion and earned 169.33 million in profits. Earnings per share was 0.16.

Revenue	1.16B
Gross Profit	198.85M
Operating Income	194.32M
Pretax Income	194.88M
Net Income	169.33M
EBITDA	199.52M
EBIT	194.32M
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 82.11 million in cash and n/a in debt, giving a net cash position of 22.65 million or 0.02 per share.

Cash & Cash Equivalents	82.11M
Total Debt	n/a
Net Cash	22.65M
Net Cash Per Share	0.02
Equity (Book Value)	393.96M
Book Value Per Share	0.36
Working Capital	-323.29M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 17.18%, with operating and profit margins of 16.78% and 14.63%.

Gross Margin	17.18%
Operating Margin	16.78%
Pretax Margin	16.83%
Profit Margin	14.63%
EBITDA Margin	17.23%
EBIT Margin	16.78%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 3.42%.

Dividend Per Share	0.04
Dividend Yield	3.42%
Dividend Growth (YoY)	200.36%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.42%
Earnings Yield	13.34%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2