Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)

Spain · Delayed Price · Currency is EUR

1.318

+0.012 (0.92%)

Aug 14, 2026, 5:35 PM CET

BME:LDA Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,420	1,217	1,179	926	1,123	1,750
Market Cap Growth	-3.21%	3.16%	27.39%	-17.53%	-35.85%	-
Enterprise Value	1,398	1,194	1,146	889	1,039	1,766

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.11	14.20	18.37	-	17.78	15.89
PS Ratio	1.19	1.07	1.13	0.91	1.15	1.89
PB Ratio	3.30	3.01	3.29	2.96	3.74	4.63
P/FCF Ratio	9.66	8.87	14.86	15.18	16.29	20.54
P/OCF Ratio	9.58	8.63	14.31	14.82	15.84	19.74

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.17	1.05	1.10	0.87	1.06	1.90
EV/EBITDA Ratio	17.64	9.96	12.79	-	13.56	11.82
EV/EBIT Ratio	17.64	10.43	13.85	-	14.38	12.17
EV/FCF Ratio	9.51	8.70	14.45	14.57	15.07	20.73

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.00	0.01	0.01	0.01	0.01	0.34
Debt / EBITDA Ratio	0.01	0.02	0.03	-	0.05	0.86
Debt / FCF Ratio	0.01	0.02	0.04	0.03	0.06	1.52
Net Debt / Equity Ratio	-0.05	-0.03	-0.03	-0.12	-0.15	0.04
Net Debt / EBITDA Ratio	-0.17	-0.10	-0.13	9.60	-0.60	0.10
Net Debt / FCF Ratio	-0.15	-0.09	-0.15	-0.62	-0.66	0.18
Quick Ratio	0.16	0.16	0.16	0.22	0.31	0.45
Current Ratio	0.25	0.24	0.27	0.33	0.45	0.51
Asset Turnover	0.86	0.87	0.89	0.96	0.83	0.66
Return on Equity (ROE)	23.27%	22.47%	19.13%	-1.43%	18.61%	26.05%
Return on Assets (ROA)	5.59%	5.48%	4.38%	-0.37%	3.81%	6.47%
Return on Invested Capital (ROIC)	21.73%	22.40%	18.86%	-2.01%	13.45%	19.87%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	6.62%	7.04%	5.45%	-0.47%	5.62%	6.29%
FCF Yield	10.35%	11.28%	6.73%	6.59%	6.14%	4.87%
Dividend Yield	2.11%	2.52%	4.00%	-	5.04%	6.35%
Payout Ratio	31.92%	35.02%	46.72%	-	117.13%	179.47%
Buyback Yield / Dilution	0.00%	-0.01%	-0.01%	-0.01%	0.02%	0.05%
Total Shareholder Return	2.13%	2.51%	3.99%	-0.01%	5.05%	6.40%