Skip to main content
logo
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)
Spain flag Spain · Delayed Price · Currency is EUR
1.262
+0.032 (2.60%)
Jul 24, 2026, 5:35 PM CET

BME:LDA Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
553.881,2441,17386.57-973.13
Revenue Growth
10.12%5.98%1255.41%--0.47%
Operating Income
756.8277.4251.23-674.19-138.3
Net Income
41.9485.7164.22-4.39-110.14
Earnings Per Share
0.040.080.06-0.060.10
EPS Growth
8.13%33.33%---40.00%-99.82%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor
906.07906.07834.76809.54817.05797.64
Home
169.51169.51159.06151.57135.52124.08
Health
40.3840.3835.3832.6619.3817.46
Other Insurance
2.932.931.20.811.111.45
Total
1,1191,1191,030994.57973.05950.98

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
16.9916.9916.7131.7651.66115.79
Total Debt
00003.770
Net Cash (Debt)
-0-0-0-0-3.77-0
Net Cash Growth
------
Net Cash Per Share
-----0.00-

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
140.95140.9582.462.4970.8882.16
Capital Expenditures
-3.74-3.74-3.05-1.48-1.983.14
Free Cash Flow
137.21137.2179.3561.0168.9185.3
Free Cash Flow Growth
72.91%72.91%30.07%-11.46%-19.21%-5.92%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
136.64%6.23%4.37%-778.75%-14.21%
Pretax Margin
21.16%9.18%7.10%-7.56%-14.92%
Profit Margin
15.94%6.89%5.47%-5.07%-11.32%
FCF Margin
0.00%11.03%6.76%70.47%-8.77%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0280.0280.041-0.0490.091
Dividend Per Share Growth
6.62%-33.30%---46.76%-
Dividend Yield
2.24%3.70%2.54%0.12%6.59%-11.30%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.0213.9818.07-17.2016.09
Forward PE
13.3512.6517.2627.5412.2915.44
P/FCF Ratio
10.008.8614.8715.1816.2920.51
PS Ratio
1.210.981.0110.70-1.80