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Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)
Spain flag Spain · Delayed Price · Currency is EUR
1.318
+0.012 (0.92%)
Aug 14, 2026, 5:35 PM CET

BME:LDA Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,2741,2441,1731,023-973.13
Revenue Growth
9.59%5.98%14.67%--0.47%
Operating Income
79.2477.4251.23-38.23-138.3
Net Income
41.9485.7164.22-4.39-110.14
Earnings Per Share
0.040.080.06-0.060.10
EPS Growth
8.13%33.33%---40.00%-99.82%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Auto
954.75906.07834.76809.54817.05797.64
Health
43.7840.3835.3832.6619.3817.46
Home
173.52169.51159.06151.57135.52124.08
Other Insurance
4.082.931.20.811.111.45
Total
1,1761,1191,030994.57973.05950.98

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
23.8816.9916.7131.7651.66115.79
Total Debt
00003.770
Net Cash (Debt)
-0-0-0-0-3.77-0
Net Cash Growth
------
Net Cash Per Share
-----0.00-

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
148.29140.9582.462.4970.8882.16
Capital Expenditures
-1.33-3.74-3.05-1.48-1.983.14
Free Cash Flow
146.96137.2179.3561.0168.9185.3
Free Cash Flow Growth
38.70%72.91%30.07%-11.46%-19.21%-5.92%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
6.22%6.23%4.37%-3.74%-14.21%
Pretax Margin
9.76%9.18%7.10%-0.64%-14.92%
Profit Margin
3.29%6.89%5.47%-0.43%-11.32%
FCF Margin
11.54%11.03%6.76%5.96%-8.77%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0280.0280.041-0.0490.091
Dividend Per Share Growth
6.62%-33.30%---46.76%-
Dividend Yield
2.11%3.70%2.54%0.12%6.59%-11.30%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.1113.9818.07-17.2016.09
Forward PE
12.9112.6517.2627.5412.2915.44
P/FCF Ratio
9.668.8614.8715.1816.2920.51
PS Ratio
1.190.981.010.90-1.80