Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)
Spain · Delayed Price · Currency is EUR 1.354
+0.014 (1.04%)
Sep 3, 2026, 5:35 PM CET
BME:LDA Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,196 | 1,133 | 1,046 | 1,017 | 980.41 | 927.72 |
Revenue Growth | 9.99% | 8.27% | 2.91% | 3.69% | 5.68% | 0.89% |
Operating Income Operating Income Growth | 124.09 | 114.54 | 82.74 | -6.24 | 72.24 | 145.17 |
Net Income Net Income Growth | 94.04 | 85.71 | 64.22 | -4.39 | 63.13 | 110.14 |
Earnings Per Share EPS Growth | 0.09 | 0.08 | 0.06 | -0.00 | 0.06 | 0.10 |
EPS Growth | 13.89% | 33.46% | - | - | -41.97% | -19.28% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Auto Auto Growth | 954.75 | 906.07 | 834.76 | 809.54 | 817.05 | 797.64 |
Health Health Growth | 43.78 | 40.38 | 35.38 | 32.66 | 19.38 | 17.46 |
Home Home Growth | 173.52 | 169.51 | 159.06 | 151.57 | 135.52 | 124.08 |
Other Insurance Other Insurance Growth | 4.08 | 2.93 | 1.2 | 0.81 | 1.11 | 1.45 |
Total Total Growth | 1,176 | 1,119 | 1,030 | 994.57 | 973.05 | 950.98 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 23.88 | 14.89 | 14.61 | 39.65 | 49.56 | 113.69 |
Total Debt Total Debt Growth | 1.64 | 2.5 | 2.83 | 2.04 | 3.77 | 129.29 |
Net Cash (Debt) Net Cash Growth | 22.24 | 12.39 | 11.78 | 37.61 | 45.79 | -15.6 |
Net Cash Growth | -43.65% | 5.14% | -68.67% | -17.88% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 0.02 | 0.01 | 0.01 | 0.03 | 0.04 | -0.01 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 148.29 | 140.95 | 82.4 | 62.49 | 70.88 | 88.66 |
Capital Expenditures CapEx Growth | -1.33 | -3.74 | -3.05 | -1.48 | -1.98 | -3.47 |
Free Cash Flow Free Cash Flow Growth | 146.96 | 137.21 | 79.35 | 61.01 | 68.91 | 85.19 |
Free Cash Flow Growth | 38.70% | 72.91% | 30.07% | -11.46% | -19.12% | -6.04% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 10.38% | 10.11% | 7.91% | -0.61% | 7.37% | 15.65% |
Pretax Margin | 10.40% | 10.08% | 7.96% | -0.64% | 8.52% | 15.65% |
Profit Margin | 7.87% | 7.57% | 6.14% | -0.43% | 6.44% | 11.87% |
FCF Margin | 12.29% | 12.11% | 7.58% | 6.00% | 7.03% | 9.18% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.036 | 0.028 | 0.041 | - | 0.049 | 0.091 |
Dividend Per Share Growth | 6.62% | -33.30% | - | - | -46.76% | - |
Dividend Yield | 2.68% | 2.52% | 4.00% | - | 5.04% | 6.35% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.50 | 14.20 | 18.37 | - | 17.78 | 15.89 |
Forward PE | 13.24 | 12.65 | 17.26 | 27.54 | 12.29 | 15.44 |
P/FCF Ratio | 9.91 | 8.87 | 14.86 | 15.18 | 16.29 | 20.54 |
PS Ratio | 1.22 | 1.07 | 1.13 | 0.91 | 1.15 | 1.89 |