BME:LDA Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,118	1,090	1,010	980.84	941.91	882.73
Total Interest & Dividend Income	34.31	35.21	31.5	27.82	38.51	27.93
Gain (Loss) on Sale of Investments	1.98	1.98	-1.1	1.84	-	6.72
Other Revenue	5.31	5.18	5.65	6.14	-	10.35
Total Revenue	1,160	1,133	1,046	1,017	980.41	927.72
Revenue Growth (YoY)	8.26%	8.27%	2.91%	3.69%	5.68%	0.89%
Policy Benefits	1,013	1,013	958.93	1,019	904.78	598.41
Policy Acquisition & Underwriting Costs	-	-	-	-	-	181.97
Selling, General & Administrative	-	-	-	-	-	26.51
Other Operating Expenses	29.45	5.25	4.53	3.81	3.4	-24.34
Total Operating Expenses	1,042	1,018	963.47	1,023	908.17	782.55
Operating Income	117.6	114.54	82.74	-6.24	72.24	145.17
Currency Exchange Gain (Loss)	-0.4	-0.4	0.57	-0.31	3.77	-
Other Non Operating Income (Expenses)	-	-	-	-	7.56	-
EBT Excluding Unusual Items	117.2	114.14	83.31	-6.55	83.56	145.17
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.01
Pretax Income	117.2	114.14	83.31	-6.55	83.56	145.18
Income Tax Expense	28.92	28.43	19.09	-2.16	20.44	35.04
Net Income	88.27	85.71	64.22	-4.39	63.13	110.14
Net Income to Common	88.27	85.71	64.22	-4.39	63.13	110.14
Net Income Growth	17.79%	33.47%	-	-	-42.68%	-18.32%
Shares Outstanding (Basic)	1,087	1,088	1,088	1,088	1,088	1,088
Shares Outstanding (Diluted)	1,087	1,088	1,088	1,088	1,088	1,088
Shares Change (YoY)	-	0.01%	0.01%	0.01%	-0.02%	-0.05%
EPS (Basic)	0.08	0.08	0.06	-0.00	0.06	0.10
EPS (Diluted)	0.08	0.08	0.06	-0.00	0.06	0.10
EPS Growth	-	33.46%	-	-	-41.97%	-19.28%
Free Cash Flow	-	137.21	79.35	61.01	68.91	85.19
Free Cash Flow Per Share	-	0.13	0.07	0.06	0.06	0.08
Dividend Per Share	0.014	0.028	0.041	-	0.049	0.091
Dividend Growth	-	-33.30%	-	-	-46.76%	-
Operating Margin	10.14%	10.11%	7.91%	-0.61%	7.37%	15.65%
Profit Margin	7.61%	7.57%	6.14%	-0.43%	6.44%	11.87%
Free Cash Flow Margin	-	12.11%	7.58%	6.00%	7.03%	9.18%
EBITDA	122.57	119.89	89.66	-3.92	76.62	149.46
EBITDA Margin	10.57%	10.59%	8.57%	-0.39%	7.81%	16.11%
D&A For EBITDA	4.97	5.36	6.92	2.32	4.38	4.29
EBIT	117.6	114.54	82.74	-6.24	72.24	145.17
EBIT Margin	10.14%	10.11%	7.91%	-0.61%	7.37%	15.65%
Effective Tax Rate	24.68%	24.91%	22.92%	-	24.46%	24.14%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.