Renta 4 Banco, S.A. (BME: R4)

Renta 4 Banco Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	52.45	40.02	13.01	4.84	4.52	6.55
Total Interest Expense	29.51	16.76	3.9	4.62	4.03	2.4
Net Interest Income	22.94	23.26	9.11	0.22	0.49	4.16
Brokerage Commission	179.98	166.08	170.68	180.63	161.73	132.35
Trading & Principal Transactions	10.69	10.69	2.23	8.37	9.48	6.4
Gain on Sale of Investments (Rev)	2.59	0.24	0.82	2.78	0	8.1
Other Revenue	0.34	-0.09	0.81	2.28	0.1	0.12
Revenue Before Loan Losses	216.54	200.18	183.66	194.27	171.81	151.12
Revenue	216.54	200.18	183.66	194.27	171.81	151.12
Revenue Growth (YoY)	8.43%	9.00%	-5.46%	13.07%	13.69%	2.83%
Salaries & Employee Benefits	58.64	52.5	43.73	45.95	35.76	35.83
Cost of Services Provided	109.68	102.88	108.85	111.71	107.73	83.09
Other Operating Expenses	3.77	4.58	1.47	6.9	3.57	2.57
Total Operating Expenses	184.1	171.24	164.08	174.01	156	130.08
Operating Income	32.44	28.95	19.58	20.25	15.8	21.04
Currency Exchange Gains	8.45	6.58	9.4	14.31	11.12	4.06
EBT Excluding Unusual Items	40.89	35.52	28.97	34.57	26.92	25.1
Gain (Loss) on Sale of Investments	0.84	0.84	0.41	-2.06	-2.9	-0.32
Pretax Income	41.73	36.37	29.38	32.51	24.02	24.78
Income Tax Expense	11.28	9.8	7.6	7.16	5.97	7.18
Earnings From Continuing Ops.	30.45	26.56	21.78	25.35	18.05	17.6
Minority Interest in Earnings	-0.35	-0.44	-0.24	-0.01	0.09	0.23
Net Income	30.1	26.13	21.54	25.34	18.14	17.83
Net Income to Common	30.1	26.13	21.54	25.34	18.14	17.83
Net Income Growth	18.05%	21.30%	-14.99%	39.70%	1.72%	10.78%
Shares Outstanding (Basic)	41	41	41	41	41	41
Shares Outstanding (Diluted)	41	41	41	41	41	41
Shares Change (YoY)	-1.55%	0.15%	-	0.04%	0.04%	0.05%
EPS (Basic)	0.74	0.64	0.53	0.62	0.45	0.44
EPS (Diluted)	0.74	0.64	0.53	0.62	0.45	0.44
EPS Growth	19.60%	20.75%	-14.52%	38.80%	1.69%	10.72%
Free Cash Flow	-	360.27	-401.15	472.05	109.9	240.06
Free Cash Flow Per Share	-	8.86	-9.88	11.62	2.71	5.91
Dividend Per Share	0.795	0.420	0.300	0.410	0.023	-
Dividend Growth	1490.00%	40.00%	-26.83%	1690.39%	-	-
Operating Margin	14.98%	14.46%	10.66%	10.43%	9.20%	13.92%
Profit Margin	13.90%	13.05%	11.73%	13.04%	10.56%	11.80%
Free Cash Flow Margin	-	179.97%	-218.43%	242.99%	63.97%	158.86%
Effective Tax Rate	27.03%	26.95%	25.87%	22.02%	24.87%	28.97%

Source: S&P Capital IQ. Capital Markets template. Financial Sources.