Renta 4 Banco, S.A. (BME:R4)
Spain · Delayed Price · Currency is EUR 19.15
-0.15 (-0.78%)
Aug 27, 2026, 12:37 PM CET
Renta 4 Banco Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 290.53 | 264.85 | 229.66 | 200.18 | 183.66 | 194.27 |
Revenue Growth | 18.01% | 15.32% | 14.72% | 9.00% | -5.46% | 13.07% |
Operating Income Operating Income Growth | 61.41 | 47.48 | 31.87 | 28.95 | 19.58 | 20.25 |
Net Income Net Income Growth | 54.06 | 42.63 | 30.33 | 26.13 | 21.54 | 25.34 |
Earnings Per Share EPS Growth | 1.33 | 1.05 | 0.75 | 0.64 | 0.53 | 0.62 |
EPS Growth | 56.43% | 40.00% | 17.19% | 20.76% | -14.52% | 38.80% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Spain Spain Growth | 215.29 | 214.56 | 183.66 | 158.67 | 162.17 | 172.14 |
Chile Chile Growth | - | 3.43 | 3.08 | 3.2 | 4.4 | 4.46 |
Colombia Colombia Growth | - | 1.63 | 1.51 | 2.67 | 2.64 | 1.59 |
Peru Peru Growth | - | 1.93 | 1.64 | 0.59 | 0.62 | 0.79 |
Luxembourg Luxembourg Growth | - | 0.88 | 0.97 | 0.94 | 0.85 | 1.65 |
Total Total Growth | 223.39 | 222.43 | 190.86 | 166.08 | 170.68 | 180.63 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,177 | 1,212 | 1,313 | 949.49 | 666.74 | 906.87 |
Total Debt Total Debt Growth | 29.22 | 28.84 | 25.44 | 22.89 | 21.99 | 19.71 |
Net Cash (Debt) Net Cash Growth | 1,148 | 1,183 | 1,287 | 926.61 | 644.75 | 887.16 |
Net Cash Growth | -11.54% | -8.08% | 38.92% | 43.72% | -27.32% | 94.86% |
Net Cash Per Share Net Cash Per Share Growth | 28.28 | 29.15 | 31.83 | 22.78 | 15.87 | 21.84 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -154.76 | -152.42 | 487.61 | 366.21 | -396.2 | 476.58 |
Capital Expenditures CapEx Growth | -6.14 | -13.54 | -6.51 | -5.94 | -4.95 | -4.54 |
Free Cash Flow Free Cash Flow Growth | -160.9 | -165.95 | 481.1 | 360.27 | -401.15 | 472.05 |
Free Cash Flow Growth | - | - | 33.54% | - | - | 329.51% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 21.14% | 17.93% | 13.88% | 14.46% | 10.66% | 10.43% |
Pretax Margin | 26.35% | 22.68% | 18.40% | 18.17% | 16.00% | 16.73% |
Profit Margin | 18.61% | 16.10% | 13.21% | 13.05% | 11.73% | 13.04% |
FCF Margin | -55.38% | -62.66% | 209.48% | 179.97% | -218.43% | 242.99% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.700 | 0.700 | 0.535 | 0.420 | 0.300 | 0.410 |
Dividend Per Share Growth | 30.84% | 30.84% | 27.38% | 40.00% | -26.83% | 1690.39% |
Dividend Yield | 3.57% | 3.50% | 4.45% | 4.42% | 3.38% | 4.63% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.50 | 19.28 | 16.77 | 15.89 | 18.48 | 16.19 |
P/FCF Ratio | - | - | 1.06 | 1.15 | - | 0.87 |
PS Ratio | 2.70 | 3.10 | 2.22 | 2.07 | 2.17 | 2.11 |