Renta 4 Banco, S.A. (BME:R4)

Renta 4 Banco Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,315	1,351	1,544	1,094	771.49	1,194
Short-Term Investments	483.86	413.86	261.36	318.68	830.55	388.37
Cash & Short-Term Investments	1,799	1,765	1,806	1,412	1,602	1,583
Cash Growth	-2.80%	-2.23%	27.85%	-11.85%	1.22%	19.50%
Trading Assets	114.75	109.32	51.42	49.39	56.67	65.96
Accounts Receivable	593.66	566.15	507.97	628.3	655.79	466.99
Other Current Assets	6.17	3.16	3.26	3.08	1.94	2.23
Total Current Assets	2,513	2,444	2,368	2,093	2,316	2,118
Net Property, Plant & Equipment	78.87	77.99	66.72	63.98	61.09	59.06
Other Intangible Assets	9.65	10.11	11.76	7.14	6.83	5.77
Goodwill	20.3	20.3	20.3	15.29	15.29	15.29
Long-Term Investments	3.97	4.72	3.76	4.96	0.58	2.1
Other Long-Term Assets	3.57	2.08	3.5	5.77	10.11	1.33
Total Assets	2,629	2,559	2,474	2,190	2,410	2,201

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	2,389	2,345	2,285	2,027	2,277	2,048
Trading Liabilities	-	-	-	-	0.19	0.04
Other Current Liabilities	-	-	16.33	10.63	7.39	10.68
Total Current Liabilities	2,389	2,345	2,302	2,038	2,284	2,059
Other Long-Term Liabilities	40.12	35.65	14.71	10.94	8.78	12.5
Total Long-Term Liabilities	40.12	35.65	14.71	10.94	8.78	12.5
Total Liabilities	2,429	2,380	2,316	2,048	2,293	2,071

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	18.31	18.31	18.31	18.31	18.31	18.31
Treasury Stock	-	-	-	-	-0.49	-0.49
Additional Paid-in Capital	8.5	8.5	8.5	8.5	8.5	8.5
Accumulated Other Comprehensive Income	-4.48	-4.37	-7.3	-13.11	-24.06	-4.42
Retained Earnings	175.94	154.44	136.63	126.38	114.22	107.3
Total Common Shareholders' Equity	198.27	176.88	156.14	140.08	140.54	133.62
Minority Interest	2.42	2.03	1.74	1.6	0.96	0.79
Shareholders' Equity	200.69	178.91	163.44	153.19	117.44	129.99
Total Liabilities & Equity	2,629	2,559	2,474	2,190	2,410	2,201

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash (Debt)	1,799	1,765	1,806	1,412	1,602	1,583
Net Cash Growth	-2.80%	-2.23%	27.85%	-11.85%	1.22%	19.50%
Net Cash Per Share	44.20	43.38	44.37	34.72	39.44	38.96
Book Value	198.27	176.88	156.14	140.08	140.54	133.62
Book Value Per Share	4.87	4.35	3.84	3.44	3.46	3.29
Tangible Book Value	168.32	146.47	124.08	117.65	118.42	112.56
Tangible Book Value Per Share	4.14	3.60	3.05	2.89	2.92	2.77

Data Source: Fiscal.ai Last updated: Jul 1, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 4, 2026

Data Sources Report a data error