Renta 4 Banco, S.A. (BME:R4)

Renta 4 Banco Statistics

Total Valuation

Renta 4 Banco has a market cap or net worth of EUR 765.03 million.

Market Cap	765.03M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Nov 3, 2025

Share Statistics

Renta 4 Banco has 40.69 million shares outstanding. The number of shares has increased by 0.40% in one year.

Current Share Class	40.69M
Shares Outstanding	40.69M
Shares Change (YoY)	+0.40%
Shares Change (QoQ)	-2.99%
Owned by Insiders (%)	19.63%
Owned by Institutions (%)	3.29%
Float	11.46M

Valuation Ratios

The trailing PE ratio is 17.90.

PE Ratio	17.90
Forward PE	n/a
PS Ratio	2.89
PB Ratio	4.28
P/TBV Ratio	5.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 98.53, with a Debt / Equity ratio of 0.16.

Current Ratio	98.53
Quick Ratio	89.23
Debt / Equity	0.16
Debt / EBITDA	n/a
Debt / FCF	-0.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 25.45% and return on invested capital (ROIC) is 16.05%.

Return on Equity (ROE)	25.45%
Return on Assets (ROA)	1.70%
Return on Invested Capital (ROIC)	16.05%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.75%
Revenue Per Employee	350,793
Profits Per Employee	56,464
Employee Count	739
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, Renta 4 Banco has paid 17.20 million in taxes.

Income Tax	17.20M
Effective Tax Rate	28.64%

Stock Price Statistics

The stock price has increased by +44.62% in the last 52 weeks. The beta is 0.12, so Renta 4 Banco's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	+44.62%
50-Day Moving Average	18.97
200-Day Moving Average	18.63
Relative Strength Index (RSI)	45.96
Average Volume (20 Days)	3,965

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Renta 4 Banco had revenue of EUR 264.85 million and earned 42.63 million in profits. Earnings per share was 1.05.

Revenue	264.85M
Gross Profit	165.11M
Operating Income	47.48M
Pretax Income	60.06M
Net Income	42.63M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.05

Balance Sheet

The company has 1.21 billion in cash and 28.84 million in debt, with a net cash position of 1.18 billion or 29.08 per share.

Cash & Cash Equivalents	1.21B
Total Debt	28.84M
Net Cash	1.18B
Net Cash Per Share	29.08
Equity (Book Value)	178.91M
Book Value Per Share	4.35
Working Capital	1.69B

Cash Flow

In the last 12 months, operating cash flow was -152.42 million and capital expenditures -13.54 million, giving a free cash flow of -165.95 million.

Operating Cash Flow	-152.42M
Capital Expenditures	-13.54M
Free Cash Flow	-165.95M
FCF Per Share	-4.08

Margins

Gross margin is 62.34%, with operating and profit margins of 17.93% and 16.10%.

Gross Margin	62.34%
Operating Margin	17.93%
Pretax Margin	22.68%
Profit Margin	16.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 3.24%.

Dividend Per Share	0.61
Dividend Yield	3.24%
Dividend Growth (YoY)	23.23%
Years of Dividend Growth	2
Payout Ratio	58.23%
Buyback Yield	-0.40%
Shareholder Yield	2.85%
Earnings Yield	5.57%
FCF Yield	-21.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 23, 2009. It was a forward split with a ratio of 1.02.

Last Split Date	Dec 23, 2009
Split Type	Forward
Split Ratio	1.02

Scores

Altman Z-Score	n/a
Piotroski F-Score	3