Renta 4 Banco, S.A. (BME:R4)

Renta 4 Banco Statistics

Total Valuation

Renta 4 Banco has a market cap or net worth of EUR 781.31 million.

Market Cap	781.31M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, November 18, 2025.

Earnings Date	Nov 18, 2025
Ex-Dividend Date	Apr 4, 2025

Share Statistics

Renta 4 Banco has 40.69 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	40.69M
Shares Outstanding	40.69M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	-1.20%
Owned by Insiders (%)	22.14%
Owned by Institutions (%)	1.92%
Float	10.89M

Valuation Ratios

The trailing PE ratio is 21.57.

PE Ratio	21.57
Forward PE	n/a
PS Ratio	3.17
PB Ratio	4.50
P/TBV Ratio	5.81
P/FCF Ratio	1.62
P/OCF Ratio	1.55
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.83, with a Debt / Equity ratio of 0.14.

Current Ratio	0.83
Quick Ratio	0.71
Debt / Equity	0.14
Debt / EBITDA	n/a
Debt / FCF	0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.40%.

Return on Equity (ROE)	22.40%
Return on Assets (ROA)	1.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	335,836
Profits Per Employee	49,417
Employee Count	728
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, Renta 4 Banco has paid 14.00 million in taxes.

Income Tax	14.00M
Effective Tax Rate	27.74%

Stock Price Statistics

The stock price has increased by +77.78% in the last 52 weeks. The beta is 0.19, so Renta 4 Banco's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+77.78%
50-Day Moving Average	17.89
200-Day Moving Average	14.48
Relative Strength Index (RSI)	53.59
Average Volume (20 Days)	7,591

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Renta 4 Banco had revenue of EUR 246.17 million and earned 36.22 million in profits. Earnings per share was 0.89.

Revenue	246.17M
Gross Profit	152.81M
Operating Income	38.98M
Pretax Income	50.46M
Net Income	36.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.89

Balance Sheet

The company has 1.32 billion in cash and 24.59 million in debt, giving a net cash position of 1.30 billion or 31.90 per share.

Cash & Cash Equivalents	1.32B
Total Debt	24.59M
Net Cash	1.30B
Net Cash Per Share	31.90
Equity (Book Value)	173.57M
Book Value Per Share	4.22
Working Capital	-404.20M

Cash Flow

In the last 12 months, operating cash flow was 503.88 million and capital expenditures -20.88 million, giving a free cash flow of 483.00 million.

Operating Cash Flow	503.88M
Capital Expenditures	-20.88M
Free Cash Flow	483.00M
FCF Per Share	11.87

Margins

Gross margin is 62.08%, with operating and profit margins of 15.83% and 14.71%.

Gross Margin	62.08%
Operating Margin	15.83%
Pretax Margin	20.50%
Profit Margin	14.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	196.21%

Dividends & Yields

This stock pays an annual dividend of 0.54, which amounts to a dividend yield of 2.76%.

Dividend Per Share	0.54
Dividend Yield	2.76%
Dividend Growth (YoY)	27.38%
Years of Dividend Growth	1
Payout Ratio	60.10%
Buyback Yield	-0.02%
Shareholder Yield	2.74%
Earnings Yield	4.64%
FCF Yield	61.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 23, 2009. It was a forward split with a ratio of 1.02.

Last Split Date	Dec 23, 2009
Split Type	Forward
Split Ratio	1.02

Scores

Altman Z-Score	n/a
Piotroski F-Score	6