Affirm Holdings, Inc. (BMV:AFRM)

Affirm Holdings Statistics

Total Valuation

Affirm Holdings has a market cap or net worth of MXN 408.31 billion. The enterprise value is 526.22 billion.

Market Cap	408.31B
Enterprise Value	526.22B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	289.36M
Shares Outstanding	n/a
Shares Change (YoY)	+11.19%
Shares Change (QoQ)	+1.67%
Owned by Insiders (%)	9.16%
Owned by Institutions (%)	72.45%
Float	276.35M

Valuation Ratios

The trailing PE ratio is 95.50 and the forward PE ratio is 19.41.

PE Ratio	95.50
Forward PE	19.41
PS Ratio	6.44
PB Ratio	6.75
P/TBV Ratio	8.08
P/FCF Ratio	28.94
P/OCF Ratio	22.91
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 71.88, with an EV/FCF ratio of 37.30.

EV / Earnings	123.07
EV / Sales	8.36
EV / EBITDA	71.88
EV / EBIT	265.14
EV / FCF	37.30

Financial Position

The company has a current ratio of 14.61, with a Debt / Equity ratio of 2.41.

Current Ratio	14.61
Quick Ratio	10.26
Debt / Equity	2.41
Debt / EBITDA	19.78
Debt / FCF	10.35
Interest Coverage	12.00

Financial Efficiency

Return on equity (ROE) is 7.60% and return on invested capital (ROIC) is 0.64%.

Return on Equity (ROE)	7.60%
Return on Assets (ROA)	0.63%
Return on Invested Capital (ROIC)	0.64%
Return on Capital Employed (ROCE)	0.96%
Revenue Per Employee	28.76M
Profits Per Employee	1.94M
Employee Count	2,206
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

In the past 12 months, Affirm Holdings has paid 177.97 million in taxes.

Income Tax	177.97M
Effective Tax Rate	4.00%

Stock Price Statistics

The stock price has decreased by -9.65% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-9.65%
50-Day Moving Average	1,414.63
200-Day Moving Average	1,225.59
Relative Strength Index (RSI)	47.16
Average Volume (20 Days)	312

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.21

Income Statement

In the last 12 months, Affirm Holdings had revenue of MXN 63.45 billion and earned 4.28 billion in profits. Earnings per share was 12.27.

Revenue	63.45B
Gross Profit	30.31B
Operating Income	2.00B
Pretax Income	4.45B
Net Income	4.28B
EBITDA	7.23B
EBIT	2.00B
Earnings Per Share (EPS)	12.27

Balance Sheet

The company has 27.10 billion in cash and 145.97 billion in debt, giving a net cash position of -118.87 billion.

Cash & Cash Equivalents	27.10B
Total Debt	145.97B
Net Cash	-118.87B
Net Cash Per Share	n/a
Equity (Book Value)	60.51B
Book Value Per Share	183.33
Working Capital	42.86B

Cash Flow

In the last 12 months, operating cash flow was 17.82 billion and capital expenditures -3.71 billion, giving a free cash flow of 14.11 billion.

Operating Cash Flow	17.82B
Capital Expenditures	-3.71B
Free Cash Flow	14.11B
FCF Per Share	n/a

Margins

Gross margin is 47.76%, with operating and profit margins of 3.15% and 6.74%.

Gross Margin	47.76%
Operating Margin	3.15%
Pretax Margin	7.02%
Profit Margin	6.74%
EBITDA Margin	11.39%
EBIT Margin	3.15%
FCF Margin	22.24%

Dividends & Yields

Affirm Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-11.19%
Shareholder Yield	-11.19%
Earnings Yield	1.05%
FCF Yield	3.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Affirm Holdings has an Altman Z-Score of 1.64 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.64
Piotroski F-Score	6