Affirm Holdings, Inc. (BMV:AFRM)

Affirm Holdings Statistics

Total Valuation

Affirm Holdings has a market cap or net worth of MXN 434.47 billion. The enterprise value is 554.38 billion.

Market Cap	434.47B
Enterprise Value	554.38B

Important Dates

The next estimated earnings date is Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	284.92M
Shares Outstanding	n/a
Shares Change (YoY)	+10.06%
Shares Change (QoQ)	-0.48%
Owned by Insiders (%)	6.91%
Owned by Institutions (%)	71.42%
Float	269.27M

Valuation Ratios

The trailing PE ratio is 441.48 and the forward PE ratio is 23.54.

PE Ratio	441.48
Forward PE	23.54
PS Ratio	7.15
PB Ratio	7.51
P/TBV Ratio	9.14
P/FCF Ratio	38.29
P/OCF Ratio	29.02
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 154.63, with an EV/FCF ratio of 48.86.

EV / Earnings	563.31
EV / Sales	9.26
EV / EBITDA	154.63
EV / EBIT	n/a
EV / FCF	48.86

Financial Position

The company has a current ratio of 11.52, with a Debt / Equity ratio of 2.56.

Current Ratio	11.52
Quick Ratio	9.14
Debt / Equity	2.56
Debt / EBITDA	40.66
Debt / FCF	13.05
Interest Coverage	-12.24

Financial Efficiency

Return on equity (ROE) is 1.80% and return on invested capital (ROIC) is -0.54%.

Return on Equity (ROE)	1.80%
Return on Assets (ROA)	-0.53%
Return on Invested Capital (ROIC)	-0.54%
Return on Capital Employed (ROCE)	-0.80%
Revenue Per Employee	27.56M
Profits Per Employee	446,117
Employee Count	2,206
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

In the past 12 months, Affirm Holdings has paid 174.99 million in taxes.

Income Tax	174.99M
Effective Tax Rate	15.10%

Stock Price Statistics

The stock price has increased by +41.22% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+41.22%
50-Day Moving Average	1,439.84
200-Day Moving Average	1,199.05
Relative Strength Index (RSI)	43.84
Average Volume (20 Days)	378

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.87

Income Statement

In the last 12 months, Affirm Holdings had revenue of MXN 60.81 billion and earned 984.13 million in profits. Earnings per share was 2.89.

Revenue	60.81B
Gross Profit	27.95B
Operating Income	-1.65B
Pretax Income	1.16B
Net Income	984.13M
EBITDA	3.49B
EBIT	-1.65B
Earnings Per Share (EPS)	2.89

Balance Sheet

The company has 26.28 billion in cash and 148.10 billion in debt, giving a net cash position of -121.82 billion.

Cash & Cash Equivalents	26.28B
Total Debt	148.10B
Net Cash	-121.82B
Net Cash Per Share	n/a
Equity (Book Value)	57.88B
Book Value Per Share	178.02
Working Capital	39.57B

Cash Flow

In the last 12 months, operating cash flow was 14.97 billion and capital expenditures -3.62 billion, giving a free cash flow of 11.35 billion.

Operating Cash Flow	14.97B
Capital Expenditures	-3.62B
Free Cash Flow	11.35B
FCF Per Share	n/a

Margins

Gross margin is 45.97%, with operating and profit margins of -2.71% and 1.62%.

Gross Margin	45.97%
Operating Margin	-2.71%
Pretax Margin	1.91%
Profit Margin	1.62%
EBITDA Margin	5.74%
EBIT Margin	-2.71%
FCF Margin	18.66%

Dividends & Yields

Affirm Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-10.06%
Shareholder Yield	-10.06%
Earnings Yield	0.23%
FCF Yield	2.61%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Affirm Holdings has an Altman Z-Score of 1.27 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.27
Piotroski F-Score	5