Lemonade, Inc. (BMV:LMND)

Lemonade Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Debt Securities	624.5	607.4	627.4	650.3	691.4	6.6
Other Investments	21.3	27.5	45.8	99.8	110.4	-
Total Investments	645.8	634.9	673.2	750.1	801.8	6.6
Cash & Equivalents	386	385.7	271.5	286.5	270.6	571.4
Reinsurance Contract Assets	459.4	424	334.7	321.3	239.4	140.3
Deferred Acquisition Costs	12.6	12.2	8.8	6.9	6.2	3.5
Other Receivables	346.7	301.2	222	179.6	127	86.1
Net Property, Plant & Equipment	16	16.1	17.4	19.6	11.7	5.7
Other Intangible Assets	8.8	13.6	22.9	32.5	0.6	0.6
Goodwill	19	19	19	19	-	-
Other Assets	40.3	42.4	63.8	75.2	53.2	14.5
Total Assets	1,935	1,849	1,633	1,691	1,511	828.7
Unearned Premiums	509.5	455	353.7	288	207.7	123.8
Claims Reserves	309.8	298.1	262.3	256.2	97.9	46.3
Reinsurance Contract Liabilities	338.2	309	193.4	194.1	158.3	97.5
Accounts Payable	2.3	4.5	0.6	1.1	1	1.4
Total Debt	123.5	83.4	14.9	-	-	-
Other Liabilities	124.2	105.7	99.5	84.5	57.4	18.7
Total Liabilities	1,408	1,256	924.4	823.9	522.3	287.7
Additional Paid-in Capital	1,928	1,898	1,815	1,754	1,554	859.8
Accumulated Other Comprehensive Income	4.2	-6.1	-9	-27.6	-3.4	1.8
Retained Earnings	-1,405	-1,299	-1,097	-859.7	-561.9	-320.6
Total Common Shareholders' Equity	527.1	593.4	708.9	866.8	988.2	541
Shareholders' Equity	527.1	593.4	708.9	866.8	988.2	541
Total Liabilities & Equity	1,935	1,849	1,633	1,691	1,511	828.7
Book Value	527.1	593.4	708.9	866.8	988.2	541
Book Value Per Share	7.28	8.36	10.18	13.35	16.14	16.07
Tangible Book Value	499.3	560.8	667	815.3	987.6	540.4
Tangible Book Value Per Share	6.90	7.90	9.58	12.56	16.13	16.06

Updated Jun 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.