Synchrony Financial (BMV:SYF)

Synchrony Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	19,457	14,711	14,259	10,294	8,337	11,524
Securities and Investments	2,905	3,079	3,799	4,879	5,283	7,469
Other Earning Assets	191	-	-	-	4,361	5
Gross Loans	99,776	104,721	102,988	92,470	80,740	81,867
Allowance for Loan Losses	-10,564	-10,929	-10,571	-9,527	-8,688	-10,265
Net Loans	89,212	93,792	92,417	82,943	72,052	71,602
Other Intangible Assets	862	854	815	742	1,168	1,125
Goodwill	1,274	1,274	1,018	1,105	1,105	1,078
Other Non-Earning Assets	6,604	5,753	5,171	4,601	3,442	3,145
Total Assets	120,505	119,463	117,479	104,564	95,748	95,948
Interest-bearing deposits	81,857	81,664	80,789	71,336	61,911	62,469
Noninterest-bearing deposits	405	398	364	399	359	313
Total Deposits	82,262	82,062	81,153	71,735	62,270	62,782
Accrued Expenses	5,282	5,359	6,334	5,765	5,316	4,690
Long-Term Debt	16,009	15,462	15,982	14,191	14,507	15,775
Other Liabilities	-	-	107	-	-	-
Total Liabilities	103,553	102,883	103,576	91,691	82,093	83,247
Preferred Stock	1,222	1,222	734	734	734	734
Common Stock	1	1	1	1	1	1
Treasury Stock	-17,098	-16,072	-15,201	-14,171	-10,925	-8,174
Additional Paid-in Capital	9,836	9,853	9,775	9,718	9,669	9,570
Accumulated Other Comprehensive Income	-45	-59	-68	-125	-69	-51
Retained Earnings	23,036	21,635	18,662	16,716	14,245	10,621
Shareholders' Equity	16,952	16,580	13,903	12,873	13,655	12,701
Total Liabilities & Equity	120,505	119,463	117,479	104,564	95,748	95,948
Total Debt	16,009	15,462	15,982	14,191	14,507	15,775
Net Cash (Debt)	-16,009	-15,462	-15,982	-14,191	-14,507	-15,775
Net Cash Per Share	-41.05	-38.60	-37.74	-29.36	-25.48	-26.70
Book Value	16,952	16,580	13,903	12,873	13,655	12,701
Book Value Per Share	43.46	41.39	32.83	26.63	23.99	21.50
Tangible Book Value	14,816	14,452	12,070	11,026	11,382	10,498
Tangible Book Value Per Share	37.99	36.08	28.50	22.81	19.99	17.77

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.