Synchrony Financial Ratios and Metrics

Market cap in millions MXN. Fiscal year is January - December.

Millions MXN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	414,982	540,980	527,340	267,167	288,784	520,453
Market Cap Growth	-18.68%	2.59%	97.38%	-7.49%	-44.51%	29.08%
Last Close Price	1447.22	1337.60	1292.73	477.29	580.75	836.05
PE Ratio	6.64	8.66	7.39	7.20	4.98	6.08
PS Ratio	2.36	3.08	2.70	2.06	1.78	2.68
PB Ratio	1.37	1.79	1.53	1.14	1.15	1.86
P/OCF Ratio	2.34	3.05	2.57	1.84	2.21	3.58
Debt / Equity Ratio	0.91	0.91	0.93	1.15	1.10	1.06
Net Debt / Equity Ratio	0.01	0.01	0.05	0.12	0.30	0.45
Return on Equity (ROE)	21.30%	21.30%	22.96%	16.72%	22.74%	32.03%
Return on Assets (ROA)	2.98%	2.98%	2.95%	2.02%	3.01%	4.40%
Earnings Yield	15.05%	11.82%	13.83%	14.16%	20.37%	16.63%
Dividend Yield	1.54%	1.55%	1.61%	3.40%	3.02%	2.16%
Payout Ratio	14.36%	14.36%	13.43%	20.02%	15.78%	12.84%
Buyback Yield / Dilution	6.67%	6.67%	5.41%	12.39%	15.09%	3.64%
Total Shareholder Return	8.20%	8.21%	7.02%	15.79%	18.11%	5.80%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.