Upstart Holdings, Inc. (BMV:UPST)

Upstart Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Other Receivables	-	-	-	-	-	19.07
Total Trade Receivables	-	-	-	-	-	19.07
Total Current Assets	-	-	-	-	-	19.07
Net Property, Plant & Equipment	81.56	82.47	97.35	130.5	120.38	28.34
Other Intangible Assets	-	-	-	-	19.91	-
Goodwill	67.06	67.06	67.06	67.06	67.06	-
Long-Term Investments	41.25	41.25	41.25	41.25	40	-
Other Long-Term Assets	1,286	983.15	1,197	1,010	-	40.05
Total Assets	1,476	1,174	1,403	1,249	1,820	477.26
Accounts Payable	-	-	-	18.72	6.56	13.78
Accrued Expenses	126.73	133.8	84.05	66.95	103.42	35.67
Other Current Liabilities	91.67	60.17	53.58	90.78	107.6	45.5
Total Current Liabilities	218.39	193.97	137.63	176.44	217.58	94.95
Long-Term Debt	1,494	1,489	1,182	986.39	695.43	62.63
Long-Term Leases	43.83	50.28	62.32	100.79	100.37	19.43
Other Long-Term Liabilities	-	-	-	-	-	0.03
Total Long-Term Liabilities	1,537	1,540	1,244	1,087	795.8	82.09
Total Liabilities	1,756	1,734	1,382	1,264	1,013	177
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-in Capital	1,130	1,044	917.87	714.87	740.85	369.47
Retained Earnings	-408	-411.16	-282.58	-42.44	66.22	-69.22
Total Common Shareholders' Equity	722.01	633.22	635.31	672.44	807.08	300.25
Shareholders' Equity	722.01	633.22	635.31	672.44	807.08	300.25
Total Liabilities & Equity	2,478	2,367	2,017	1,936	1,820	477.26
Total Debt	1,537	1,540	1,244	1,087	795.8	82.06
Net Cash (Debt)	-1,537	-1,540	-1,244	-1,087	-795.8	-82.06
Net Cash Per Share	-16.21	-17.21	-14.85	-13.13	-8.40	-4.68
Book Value	722.01	633.22	635.31	672.44	807.08	300.25
Book Value Per Share	7.61	7.08	7.58	8.12	8.52	17.14
Tangible Book Value	654.95	566.16	568.24	605.37	720.11	300.25
Tangible Book Value Per Share	6.90	6.33	6.78	7.31	7.60	17.14

Updated Jun 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.