Upstart Holdings Ratios and Metrics

Market cap in millions MXN. Fiscal year is January - December.

Millions MXN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 6, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	64,950	117,042	58,755	21,114	254,209	58,756
Market Cap Growth	-47.79%	99.20%	178.28%	-91.69%	332.66%	-
Enterprise Value	89,966	129,308	71,164	27,636	247,648	63,228
Last Close Price	655.00	1320.00	694.00	249.00	3158.03	-
PE Ratio	109.93	-	-	-	91.55	-
PS Ratio	3.55	8.30	6.34	1.27	14.56	12.23
PB Ratio	4.76	8.87	5.47	1.61	15.36	9.83
P/TBV Ratio	5.62	10.68	6.61	1.93	17.55	10.04
P/FCF Ratio	-	30.28	-	-	77.54	205.88
P/OCF Ratio	-	30.15	-	-	73.66	188.11
EV/Sales Ratio	5.25	9.17	7.68	1.66	14.18	13.16
EV/EBITDA Ratio	57.45	-	-	-	78.99	143.98
EV/EBIT Ratio	104.75	-	-	-	83.09	160.55
EV/FCF Ratio	-13.35	33.45	-	-	75.54	221.55
Debt / Equity Ratio	2.62	2.43	1.96	1.62	0.99	0.27
Debt / EBITDA Ratio	21.41	-	-	-	4.90	2.86
Debt / FCF Ratio	-	8.30	-	-	4.98	5.72
Asset Turnover	0.42	0.31	0.28	0.45	0.74	0.56
Quick Ratio	5.40	6.21	5.49	6.44	9.38	5.21
Current Ratio	22.27	13.90	22.19	21.90	13.81	8.50
Return on Equity (ROE)	4.81%	-20.27%	-36.73%	-14.69%	24.46%	2.78%
Return on Assets (ROA)	1.32%	-3.78%	-7.01%	-3.43%	7.91%	2.84%
Return on Invested Capital (ROIC)	2.44%	-9.22%	-15.64%	-10.55%	38.89%	8.84%
Return on Capital Employed (ROCE)	1.80%	-5.90%	-11.40%	-5.50%	8.50%	4.60%
Earnings Yield	0.91%	-2.29%	-6.91%	-10.04%	1.09%	0.20%
FCF Yield	-10.38%	3.30%	-3.26%	-61.59%	1.29%	0.49%
Buyback Yield / Dilution	-16.73%	-6.79%	-1.20%	12.66%	-441.13%	-22.17%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.