HDFC Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Interest Income	1,609,550	1,524,732	1,295,105	913,989	748,840	683,687
Net Interest Income Growth	8.44%	17.73%	41.70%	22.05%	9.53%	15.19%
Non-Interest Income	1,505,996	1,345,485	1,243,458	291,387	270,574	252,976
Non-Interest Income Growth	3.14%	8.21%	326.74%	7.69%	6.96%	27.62%
Revenues Before Loan Losses	3,115,546	2,870,217	2,538,562	1,205,375	1,019,414	936,662
Provision for Credit Losses	270,215	369,765	361,404	74,214	126,980	154,233
Revenue	2,845,331	2,500,452	2,177,158	1,131,161	892,434	782,429
Revenue Growth (YoY)	5.28%	14.85%	92.47%	26.75%	14.06%	16.07%
Compensation Expenses	373,252	-	-	199,727	165,288	143,756
Selling, General & Admin	-	-	-	269,053	207,984	198,846
Other Non-Interest Expenses	1,471,647	-	-	-	-	-
Total Non-Interest Expense	1,844,899	1,766,051	1,522,693	468,779	373,272	342,602
Pretax Income	1,000,432	734,402	654,465	662,382	519,162	439,827
Provision for Income Taxes	226,134	-	-	166,117	132,559	113,820
Net Income	745,101	707,923	640,620	495,447	386,000	325,977
Minority Interest in Earnings	29,197	26,479	13,845	817.5	602.6	29.3
Net Income to Common	745,101	707,923	640,620	495,447	386,000	325,977
Net Income Growth	7.09%	10.51%	29.30%	28.35%	18.41%	25.25%
Shares Outstanding (Basic)	5,728	5,085	4,723	3,710	3,675	3,666
Shares Outstanding (Diluted)	5,757	5,108	4,745	3,725	3,695	3,682
Shares Change (YoY)	25.70%	7.65%	27.39%	0.81%	0.34%	0.32%
EPS (Basic)	130.08	139.22	135.63	133.53	85.17	88.91
EPS (Diluted)	129.42	138.59	135.01	133.02	84.72	88.53
EPS Growth	-17.14%	2.64%	1.50%	57.01%	-4.30%	24.86%
Free Cash Flow	270,215	1,231,660	968,484	433,580	554,694	903,970
Free Cash Flow Growth	-78.06%	27.17%	123.37%	-21.83%	-38.64%	491.27%
Free Cash Flow Per Share	-	241.12	204.11	116.40	150.13	245.49
Dividends Per Share	-	11.000	9.750	9.500	7.750	3.250
Dividend Growth	-	12.82%	2.63%	22.58%	138.46%	-
Profit Margin	27.21%	25.13%	25.51%	43.87%	43.32%	41.67%
FCF Margin	9.50%	52.22%	47.38%	38.33%	62.16%	115.53%
EBITDA	-	38,923	95,583	44,620	36,223	27,666
EBITDA Margin	-	1.65%	4.68%	3.94%	4.06%	3.54%
Effective Tax Rate	22.60%	0.00%	0.00%	25.08%	25.53%	25.88%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.