HDFC Bank Limited (BOM:500180)

HDFC Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	2,561,925	3,363,674	2,836,490	1,707,541	1,359,364
Interest Income on Investments	924,227	-	-	-	-
Total Interest Income	3,486,152	3,363,674	2,836,490	1,707,541	1,359,364
Interest Paid on Deposits	1,854,912	1,838,942	1,541,386	777,799	585,843
Net Interest Income	1,631,239	1,524,732	1,295,105	929,741	773,521
Net Interest Income Growth (YoY)	6.98%	17.73%	39.30%	20.20%	11.61%
Gain (Loss) on Sale of Assets	-	1,562	1,999	933.8	707.6
Gain (Loss) on Sale of Investments	70,003	104,163	270,529	-10,314	23,316
Other Non-Interest Income	1,398,474	1,239,760	970,930	348,501	293,566
Total Non-Interest Income	1,468,477	1,345,485	1,243,458	339,121	317,590
Non-Interest Income Growth (YoY)	9.14%	8.21%	266.67%	6.78%	16.19%
Revenues Before Loan Losses	3,099,716	2,870,217	2,538,562	1,268,862	1,091,111
Provision for Loan Losses	266,562	141,746	250,183	138,541	179,253
Revenue	2,833,154	2,728,471	2,288,379	1,130,321	911,858
Revenue Growth (YoY)	3.84%	19.23%	102.45%	23.96%	17.21%
Salaries and Employee Benefits	353,765	341,358	310,230	200,169	158,970
Occupancy Expenses	-	113,507	93,712	67,665	52,133
Selling, General & Administrative	22,283	40,557	37,836	21,000	17,439
Other Non-Interest Expense	1,435,691	1,270,629	1,080,916	226,504	174,583
Total Non-Interest Expense	1,811,739	1,766,051	1,522,693	515,337	403,124
EBT Excluding Unusual Items	1,021,415	962,421	765,686	614,984	508,734
Pretax Income	1,021,415	962,421	765,686	614,984	508,734
Income Tax Expense	229,220	228,019	111,221	153,497	127,225
Earnings From Continuing Operations	792,195	734,402	654,465	461,487	381,509
Minority Interest in Earnings	-31,935	-26,479	-13,845	-1,516	-981.5
Net Income	760,260	707,923	640,620	459,971	380,528
Net Income to Common	760,260	707,923	640,620	459,971	380,528
Net Income Growth	7.39%	10.51%	39.27%	20.88%	19.54%
Basic Shares Outstanding	15,359	15,256	14,170	11,131	11,066
Diluted Shares Outstanding	15,427	15,324	14,235	11,182	11,142
Shares Change (YoY)	0.68%	7.65%	27.29%	0.36%	0.82%
EPS (Basic)	49.50	46.40	45.21	41.32	34.39
EPS (Diluted)	49.28	46.20	45.01	41.13	34.15
EPS Growth	6.68%	2.64%	9.41%	20.44%	18.57%
Dividend Per Share	13.000	11.000	9.750	9.500	7.750
Dividend Growth	18.18%	12.82%	2.63%	22.58%	138.46%
Effective Tax Rate	22.44%	23.69%	14.53%	24.96%	25.01%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.