HDFC Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	760,260	707,923	640,620	459,971	380,528
Depreciation & Amortization	41,949	38,052	30,921	23,455	16,807
Gain (Loss) on Sale of Assets	-72,082	-140.3	-74,168	-80.5	32.5
Gain (Loss) on Sale of Investments	87,261	39,962	-59,911	13,970	-7,251
Provision for Credit Losses	176,562	141,746	141,183	138,541	187,052
Change in Other Net Operating Assets	-3,861,226	-3,047,026	-3,866,710	-3,672,014	-2,921,841
Other Operating Activities	92,656	30,932	-8,207	-10,178	-21,157
Operating Cash Flow	-2,752,337	-2,067,691	-3,178,955	-3,038,465	-2,362,417
Capital Expenditures	-38,900	-40,759	-42,867	-34,666	-22,362
Sale of Property, Plant and Equipment	5,276	1,007	998.2	426.8	199.1
Cash Acquisitions	-808.7	-674.7	-	-	-
Divestitures	98,060	1,920	95,007	-	-
Investing Cash Flow	63,627	-38,506	53,138	-34,239	-22,163
Long-Term Debt Issued	7,000	11,820	23,500	410,073	526,208
Long-Term Debt Repaid	-488,952	-975,627	-75,728	-120,770	-36,500
Net Debt Issued (Repaid)	-481,952	-963,807	-52,228	289,303	489,708
Issuance of Common Stock	75,651	63,465	84,425	34,158	26,098
Common Dividends Paid	-207,060	-148,262	-84,044	-86,045	-35,924
Net Increase (Decrease) in Deposit Accounts	3,887,401	3,340,110	3,369,648	3,246,602	2,242,822
Other Financing Activities	23,312	23,829	12,017	1,990	1,358
Financing Cash Flow	3,297,352	2,315,334	3,329,818	3,486,008	2,724,062
Foreign Exchange Rate Adjustments	11,139	1,997	1,049	4,317	1,651
Net Cash Flow	619,782	211,134	316,867	417,621	341,132
Free Cash Flow	-2,791,237	-2,108,450	-3,221,822	-3,073,131	-2,384,780
Free Cash Flow Margin	-98.52%	-77.28%	-140.79%	-271.88%	-261.53%
Free Cash Flow Per Share	-180.93	-137.59	-226.34	-274.82	-214.04
Cash Interest Paid	-	5,316	3,961	176.2	270.6
Cash Income Tax Paid	226,564	197,087	228,428	163,675	148,382

Source: S&P Global Market Intelligence. Banks template. Financial Sources.