HDFC Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	707,923	640,620	459,971	380,528	318,332
Depreciation & Amortization	38,052	30,921	23,455	16,807	13,850
Gain (Loss) on Sale of Assets	-140.3	-74,168	-80.5	32.5	2.9
Gain (Loss) on Sale of Investments	39,962	-59,911	13,970	-7,251	22,508
Provision for Credit Losses	141,746	141,183	138,541	187,052	192,101
Change in Other Net Operating Assets	-3,047,026	-3,866,710	-3,672,014	-2,921,841	-1,976,346
Other Operating Activities	30,932	-8,207	-10,178	-21,157	-20,821
Operating Cash Flow	-2,067,691	-3,178,955	-3,038,465	-2,362,417	-1,450,373
Capital Expenditures	-40,759	-42,867	-34,666	-22,362	-16,962
Sale of Property, Plant and Equipment	1,007	998.2	426.8	199.1	152.8
Cash Acquisitions	-674.7	-	-	-	-
Divestitures	1,920	95,007	-	-	-
Investing Cash Flow	-38,506	53,138	-34,239	-22,163	-16,809
Long-Term Debt Issued	11,820	23,500	410,073	526,208	3,565
Long-Term Debt Repaid	-975,627	-75,728	-120,770	-36,500	-94,941
Net Debt Issued (Repaid)	-963,807	-52,228	289,303	489,708	-91,376
Issuance of Common Stock	63,465	84,425	34,158	26,098	17,601
Common Dividends Paid	-148,262	-84,044	-86,045	-35,924	-
Net Increase (Decrease) in Deposit Accounts	3,340,110	3,369,648	3,246,602	2,242,822	1,875,137
Other Financing Activities	23,829	12,017	1,990	1,358	561.2
Financing Cash Flow	2,315,334	3,329,818	3,486,008	2,724,062	1,801,924
Foreign Exchange Rate Adjustments	1,997	1,049	4,317	1,651	-1,418
Net Cash Flow	211,134	316,867	417,621	341,132	333,324
Free Cash Flow	-2,108,450	-3,221,822	-3,073,131	-2,384,780	-1,467,334
Free Cash Flow Margin	-77.28%	-140.79%	-271.88%	-261.53%	-188.61%
Free Cash Flow Per Share	-137.59	-226.34	-274.82	-214.04	-132.78
Cash Interest Paid	5,316	3,961	176.2	270.6	196.1
Cash Income Tax Paid	197,087	228,428	163,675	148,382	130,215

Source: S&P Global Market Intelligence. Banks template. Financial Sources.