Kotak Mahindra Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	706,573	697,812	656,688	562,366	421,511	337,406
Interest Paid on Deposits	297,954	296,200	282,709	225,672	144,111	115,535
Net Interest Income	410,920	401,612	373,979	336,694	277,399	221,871
Net Interest Income Growth (YoY)	7.90%	7.39%	11.07%	21.38%	25.03%	11.76%
Gain (Loss) on Sale of Assets	-17.88	-17.88	458.05	71.38	107.78	264.3
Gain (Loss) on Sale of Investments	16,573	9,230	83,636	74,173	-5,009	16,950
Other Non-Interest Income	387,692	372,451	328,240	306,128	264,811	232,196
Total Non-Interest Income	404,248	381,664	412,334	380,373	259,910	249,411
Non-Interest Income Growth (YoY)	-2.47%	-7.44%	8.40%	46.35%	4.21%	5.74%
Revenues Before Loan Losses	815,168	783,276	786,313	717,067	537,309	471,281
Provision for Loan Losses	102,205	107,769	109,554	20,988	6,107	16,060
Revenue	712,963	675,507	676,760	696,079	531,202	455,221
Revenue Growth (YoY)	-5.03%	-0.18%	-2.77%	31.04%	16.69%	12.16%
Salaries and Employee Benefits	130,873	128,970	119,269	103,024	84,334	71,095
Occupancy Expenses	42,056	42,056	38,825	31,999	27,422	21,044
Selling, General & Administrative	21,285	21,285	20,773	23,856	19,312	11,941
Other Non-Interest Expense	312,365	291,366	278,597	299,380	204,925	199,699
Total Non-Interest Expense	506,670	483,272	456,028	456,344	335,005	302,518
EBT Excluding Unusual Items	206,293	192,235	220,732	239,735	196,198	152,703
Other Unusual Items	644	644	528.3	1,263	1,710	8,355
Pretax Income	206,937	192,879	221,260	240,998	197,907	161,058
Income Tax Expense	3,975	-	-	58,866	48,657	40,164
Earnings From Continuing Operations	202,962	192,879	221,260	182,132	149,250	120,894
Net Income	202,962	192,879	221,260	182,132	149,250	120,894
Preferred Dividends & Other Adjustments	-	-	-	385.1	405	405
Net Income to Common	202,962	192,879	221,260	181,747	148,845	120,489
Net Income Growth	5.99%	-12.83%	21.74%	22.11%	23.53%	21.10%
Basic Shares Outstanding	9,945	9,943	9,940	9,937	9,928	9,915
Diluted Shares Outstanding	9,947	9,945	9,941	9,937	9,931	9,920
Shares Change (YoY)	0.06%	0.04%	0.03%	0.07%	0.11%	0.69%
EPS (Basic)	20.41	19.40	22.26	18.29	14.99	12.15
EPS (Diluted)	20.40	19.39	22.26	18.29	14.99	12.15
EPS Growth	5.90%	-12.89%	21.70%	22.03%	23.40%	20.28%
Dividend Per Share	-	0.650	0.500	0.400	0.300	0.220
Dividend Growth	-	30.00%	25.00%	33.33%	36.36%	22.22%
Effective Tax Rate	1.92%	-	-	24.43%	24.59%	24.94%