LIC Housing Finance Limited (BOM:500253)
537.90
+4.20 (0.79%)
At close: Jun 1, 2026
LIC Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 282,340 | 276,894 | 270,673 | 225,460 | 197,178 |
Total Interest Expense | 197,706 | 195,284 | 183,879 | 161,348 | 141,511 |
Net Interest Income | 84,635 | 81,610 | 86,794 | 64,113 | 55,667 |
Commissions and Fees | 1,124 | 639.7 | 665.7 | 669.7 | 1,176 |
Other Revenue | 4,971 | 3,573 | 1,435 | 1,038 | 1,425 |
Revenue Before Loan Losses | 90,729 | 85,822 | 88,895 | 65,821 | 58,268 |
Provision for Loan Losses | 5,540 | 2,611 | 16,229 | 19,359 | 19,626 |
| 85,189 | 83,211 | 72,667 | 46,462 | 38,642 | |
Revenue Growth (YoY) | 2.38% | 14.51% | 56.40% | 20.24% | -28.90% |
Salaries & Employee Benefits | 7,144 | 7,554 | 6,496 | 5,164 | 6,025 |
Cost of Services Provided | 1,277 | 2,276 | 2,093 | 2,503 | 1,597 |
Other Operating Expenses | 4,550 | 3,646 | 2,746 | 2,611 | 2,870 |
Total Operating Expenses | 14,188 | 14,453 | 12,027 | 10,968 | 11,044 |
Operating Income | 71,002 | 68,758 | 60,640 | 35,494 | 27,598 |
Earnings From Equity Investments | 33.2 | 29.4 | 37.6 | - | - |
Currency Exchange Gain (Loss) | - | - | - | 112.4 | 274.4 |
EBT Excluding Unusual Items | 71,035 | 68,788 | 60,677 | 35,606 | 27,872 |
Pretax Income | 71,035 | 68,789 | 60,681 | 35,608 | 27,873 |
Income Tax Expense | 14,992 | 14,362 | 13,048 | 6,696 | 5,013 |
Earnings From Continuing Ops. | 56,042 | 54,427 | 47,633 | 28,912 | 22,860 |
Minority Interest in Earnings | -5.7 | -4.7 | -3.5 | -4.1 | -3.5 |
Net Income | 56,037 | 54,422 | 47,630 | 28,908 | 22,857 |
Net Income to Common | 56,037 | 54,422 | 47,630 | 28,908 | 22,857 |
Net Income Growth | 2.97% | 14.26% | 64.77% | 26.47% | -16.60% |
Shares Outstanding (Basic) | 550 | 550 | 550 | 550 | 530 |
Shares Outstanding (Diluted) | 550 | 550 | 550 | 550 | 530 |
Shares Change (YoY) | 0.00% | - | - | 3.75% | 5.05% |
EPS (Basic) | 101.87 | 98.94 | 86.59 | 52.55 | 43.11 |
EPS (Diluted) | 101.87 | 98.94 | 86.59 | 52.55 | 43.11 |
EPS Growth | 2.96% | 14.26% | 64.77% | 21.90% | -20.61% |
Free Cash Flow | -85,559 | -166,825 | -71,889 | -196,961 | -167,646 |
Free Cash Flow Per Share | -155.54 | -303.28 | -130.69 | -358.07 | -316.22 |
Dividend Per Share | 10.000 | 10.000 | 9.000 | 8.500 | 8.500 |
Dividend Growth | - | 11.11% | 5.88% | - | - |
Operating Margin | 83.35% | 82.63% | 83.45% | 76.39% | 71.42% |
Profit Margin | 65.78% | 65.40% | 65.55% | 62.22% | 59.15% |
Free Cash Flow Margin | -100.43% | -200.48% | -98.93% | -423.92% | -433.85% |
Effective Tax Rate | 21.11% | 20.88% | 21.50% | 18.80% | 17.98% |
Revenue as Reported | 288,435 | 281,107 | 272,778 | 227,282 | 200,053 |