LIC Housing Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	281,459	282,340	276,894	270,673	225,460	197,178
Total Interest Expense	196,698	197,706	195,284	183,879	161,348	141,511
Net Interest Income	84,761	84,635	81,610	86,794	64,113	55,667
Commissions and Fees	1,125	1,124	639.7	665.7	669.7	1,176
Other Revenue	4,843	4,971	3,573	1,435	1,038	1,425
Revenue Before Loan Losses	90,728	90,729	85,822	88,895	65,821	58,268
Provision for Loan Losses	2,681	5,540	2,611	16,229	19,359	19,626
Revenue	88,047	85,189	83,211	72,667	46,462	38,642
Revenue Growth	4.78%	2.38%	14.51%	56.40%	20.24%	-28.90%
Salaries & Employee Benefits	7,389	7,144	7,554	6,496	5,164	6,025
Cost of Services Provided	1,330	1,277	2,276	2,093	2,503	1,597
Other Operating Expenses	5,109	4,550	3,646	2,746	2,611	2,870
Total Operating Expenses	15,098	14,188	14,453	12,027	10,968	11,044
Operating Income	72,949	71,002	68,758	60,640	35,494	27,598
Earnings From Equity Investments	51.8	33.2	29.4	37.6	-	-
Currency Exchange Gain (Loss)	-	-	-	-	112.4	274.4
EBT Excluding Unusual Items	73,001	71,035	68,788	60,677	35,606	27,872
Pretax Income	73,001	71,035	68,789	60,681	35,608	27,873
Income Tax Expense	15,608	14,992	14,362	13,048	6,696	5,013
Earnings From Continuing Ops.	57,393	56,042	54,427	47,633	28,912	22,860
Minority Interest in Earnings	-6.4	-5.7	-4.7	-3.5	-4.1	-3.5
Net Income	57,386	56,037	54,422	47,630	28,908	22,857
Net Income to Common	57,386	56,037	54,422	47,630	28,908	22,857
Net Income Growth	4.34%	2.97%	14.26%	64.77%	26.47%	-16.60%
Shares Outstanding (Basic)	550	550	550	550	550	530
Shares Outstanding (Diluted)	550	550	550	550	550	530
Shares Change	0.02%	0.00%	-	-	3.75%	5.05%
EPS (Basic)	104.32	101.87	98.94	86.59	52.55	43.11
EPS (Diluted)	104.32	101.87	98.94	86.59	52.55	43.11
EPS Growth	4.32%	2.96%	14.26%	64.77%	21.90%	-20.61%
Free Cash Flow	-	-85,559	-166,825	-71,889	-196,961	-167,646
Free Cash Flow Per Share	-	-155.54	-303.28	-130.69	-358.07	-316.22
Dividend Per Share	-	10.000	10.000	9.000	8.500	8.500
Dividend Growth	-	0%	11.11%	5.88%	0%	0%
Operating Margin	82.85%	83.35%	82.63%	83.45%	76.39%	71.42%
Profit Margin	65.18%	65.78%	65.40%	65.55%	62.22%	59.15%
Free Cash Flow Margin	-	-100.43%	-200.48%	-98.93%	-423.92%	-433.85%
Effective Tax Rate	21.38%	21.11%	20.88%	21.50%	18.80%	17.98%
Revenue as Reported	287,426	288,435	281,107	272,778	227,282	200,053