BOM:511533 Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	6.48	14.05	14.16	17.85	20.93
Depreciation & Amortization	3.77	4.37	4.84	4.83	5.14
Other Amortization	0.07	0.07	0.04	0.07	0.08
Loss (Gain) From Sale of Investments	-0.1	-0.13	-0.04	0.38	1.27
Provision for Credit Losses	-1.39	-0.07	-4.25	6.96	5.64
Net Decrease (Increase) in Loans Originated / Sold - Operating	76.79	28.99	121.29	16.06	-
Change in Accounts Payable	2.24	0.61	-6.09	5.66	-0.37
Change in Other Net Operating Assets	153.23	-14.09	-32.16	-15.36	67.51
Other Operating Activities	2.01	4.53	6.39	-5.47	-31.61
Operating Cash Flow	243.11	38.33	104.18	30.97	68.59
Operating Cash Flow Growth	534.24%	-63.21%	236.39%	-54.84%	-77.11%
Capital Expenditures	-2.58	-0.87	-2.92	-1.42	-0.07
Sale of Property, Plant & Equipment	-	-	-	-	0
Other Investing Activities	-	-	0.09	-	-
Investing Cash Flow	-2.58	-0.87	-2.83	-1.42	-0.06
Long-Term Debt Repaid	-234.83	-41.5	-111.13	-40.97	-104.81
Net Debt Issued (Repaid)	-234.83	-41.5	-111.13	-40.97	-104.81
Financing Cash Flow	-234.83	-41.5	-111.13	-40.97	-104.81
Net Cash Flow	5.69	-4.03	-9.78	-11.42	-36.29
Free Cash Flow	240.53	37.47	101.26	29.55	68.52
Free Cash Flow Growth	542.01%	-63.00%	242.65%	-56.87%	-77.13%
Free Cash Flow Margin	394.09%	53.78%	142.36%	41.58%	89.85%
Free Cash Flow Per Share	34.36	5.35	14.47	4.22	9.79
Cash Interest Paid	-	-	-	-	75.39
Cash Income Tax Paid	-	0.63	1.45	7.92	6.79

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.