BOM:511533 Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	3.44	6.48	14.05	14.16	17.85
Depreciation & Amortization	3.39	3.77	4.37	4.84	4.83
Other Amortization	-	0.07	0.07	0.04	0.07
Loss (Gain) From Sale of Investments	-0.03	-0.1	-0.13	-0.04	0.38
Provision for Credit Losses	-	-1.39	-0.07	-4.25	6.96
Net Decrease (Increase) in Loans Originated / Sold - Operating	66.91	76.79	28.99	121.29	16.06
Change in Accounts Payable	20.49	2.24	0.61	-6.09	5.66
Change in Other Net Operating Assets	20.42	153.23	-14.09	-32.16	-15.36
Other Operating Activities	0.99	2.01	4.53	6.39	-5.47
Operating Cash Flow	115.62	243.11	38.33	104.18	30.97
Operating Cash Flow Growth	-52.44%	534.24%	-63.21%	236.39%	-54.84%
Capital Expenditures	-20.76	-2.58	-0.87	-2.92	-1.42
Other Investing Activities	-	-	-	0.09	-
Investing Cash Flow	-20.76	-2.58	-0.87	-2.83	-1.42
Long-Term Debt Repaid	-93.82	-234.83	-41.5	-111.13	-40.97
Net Debt Issued (Repaid)	-93.82	-234.83	-41.5	-111.13	-40.97
Financing Cash Flow	-93.82	-234.83	-41.5	-111.13	-40.97
Net Cash Flow	1.04	5.69	-4.03	-9.78	-11.42
Free Cash Flow	94.86	240.53	37.47	101.26	29.55
Free Cash Flow Growth	-60.56%	542.01%	-63.00%	242.65%	-56.87%
Free Cash Flow Margin	171.00%	394.09%	53.78%	142.36%	41.58%
Free Cash Flow Per Share	13.52	34.36	5.35	14.47	4.22
Cash Income Tax Paid	-	-	0.63	1.45	7.92