Baid Finserv Limited (BOM:511724)
10.34
-0.15 (-1.43%)
At close: May 29, 2026
Baid Finserv Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 785.45 | 671.81 | 563.47 | 512.72 | 496.01 |
Total Interest Expense | 319.68 | 277.23 | 223.08 | 173.51 | 191.39 |
Net Interest Income | 465.77 | 394.57 | 340.39 | 339.21 | 304.62 |
Commissions and Fees | 20.56 | 25.48 | 19.69 | 7.44 | 2.6 |
Other Revenue | 166.65 | 122.14 | 53.92 | 17.5 | 0.68 |
Revenue Before Loan Losses | 652.98 | 542.19 | 414 | 364.14 | 307.89 |
Provision for Loan Losses | 77.29 | 14.38 | 13.94 | 54.44 | 43.71 |
| 575.69 | 527.81 | 400.06 | 309.7 | 264.18 | |
Revenue Growth (YoY) | 9.07% | 31.93% | 29.18% | 17.23% | -1.17% |
Salaries & Employee Benefits | 101.1 | 94.82 | 68.06 | 54.71 | 49.44 |
Cost of Services Provided | 198.85 | 162.73 | 97.69 | 69.78 | 44.08 |
Other Operating Expenses | 84.87 | 85.91 | 42.08 | 51.53 | 47.25 |
Total Operating Expenses | 394.18 | 352.08 | 220.11 | 179.29 | 143.63 |
Operating Income | 181.51 | 175.73 | 179.95 | 130.41 | 120.55 |
EBT Excluding Unusual Items | 200.73 | 176.84 | 180.47 | 131.21 | 121.01 |
Pretax Income | 200.73 | 181.36 | 180.97 | 139.9 | 121.53 |
Income Tax Expense | 50.98 | 46.91 | 51.73 | 36.11 | 33.65 |
Net Income | 149.75 | 134.46 | 129.24 | 103.79 | 87.87 |
Net Income to Common | 149.75 | 134.46 | 129.24 | 103.79 | 87.87 |
Net Income Growth | 11.38% | 4.04% | 24.52% | 18.12% | 17.48% |
Shares Outstanding (Basic) | 130 | 120 | 120 | 107 | 120 |
Shares Outstanding (Diluted) | 130 | 120 | 120 | 107 | 120 |
Shares Change (YoY) | 8.42% | - | 12.68% | -11.23% | - |
EPS (Basic) | 1.15 | 1.12 | 1.08 | 0.97 | 0.73 |
EPS (Diluted) | 1.15 | 1.12 | 1.08 | 0.97 | 0.73 |
EPS Growth | 2.72% | 4.04% | 10.94% | 32.54% | 17.48% |
Free Cash Flow | -346.27 | 3.33 | -249.62 | 52.27 | 337.02 |
Free Cash Flow Per Share | -2.66 | 0.03 | -2.08 | 0.49 | 2.81 |
Dividend Per Share | - | 0.100 | 0.100 | 0.100 | 0.100 |
Dividend Growth | - | - | - | - | 100.00% |
Operating Margin | 31.53% | 33.29% | 44.98% | 42.11% | 45.63% |
Profit Margin | 26.01% | 25.47% | 32.30% | 33.51% | 33.26% |
Free Cash Flow Margin | -60.15% | 0.63% | -62.40% | 16.88% | 127.57% |
Effective Tax Rate | 25.40% | 25.86% | 28.59% | 25.81% | 27.69% |
Revenue as Reported | 991.88 | 825.46 | 663.58 | 557.35 | 500.53 |