NPR Finance Limited (BOM:530127)

NPR Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	41.85	44.79	47.93	37.71	42.47	37.4
Total Interest Expense	2.54	3.74	5.25	2.24	1.36	3.78
Net Interest Income	39.32	41.05	42.68	35.47	41.11	33.61
Commissions and Fees	0.92	1.27	2.24	1.69	0.48	0.23
Other Revenue	18.6	22.07	40.57	83.95	31.51	20.2
Revenue Before Loan Losses	58.84	64.39	85.49	121.11	73.1	54.04
Provision for Loan Losses	-3.3	-3.55	-3.8	-4.08	-1.8	2.89
Revenue	62.13	67.94	89.29	125.19	74.9	51.16
Revenue Growth (YoY)	-23.06%	-23.91%	-28.68%	67.16%	46.40%	-81.27%
Salaries & Employee Benefits	29.28	29.5	30.73	26.02	22.27	20.56
Cost of Services Provided	18.76	24.41	42.72	78.25	24.28	17.64
Other Operating Expenses	6.02	9.91	11.1	46.09	17.79	19.64
Total Operating Expenses	55.37	65.17	86.08	154.94	72.81	64.76
Operating Income	6.76	2.77	3.21	-29.75	2.09	-13.6
EBT Excluding Unusual Items	6.73	7.58	4.62	-29.75	2.09	-13.6
Pretax Income	6.73	7.58	14.78	-33.2	2.08	-13.61
Income Tax Expense	1.61	1.65	3.91	-9.03	2.6	-2.98
Net Income	5.12	5.93	10.86	-24.17	-0.52	-10.62
Net Income to Common	5.12	5.93	10.86	-24.17	-0.52	-10.62
Net Income Growth	-59.27%	-45.43%	-	-	-	-
Shares Outstanding (Basic)	6	6	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	6	6
EPS (Basic)	0.85	0.99	1.81	-4.03	-0.09	-1.77
EPS (Diluted)	0.85	0.99	1.81	-4.03	-0.09	-1.77
EPS Growth	-59.38%	-45.43%	-	-	-	-
Free Cash Flow	-	29.7	-41.05	-35.26	24.99	-0.2
Free Cash Flow Per Share	-	4.96	-6.85	-5.89	4.17	-0.03
Operating Margin	10.88%	4.07%	3.60%	-23.76%	2.79%	-26.59%
Profit Margin	8.24%	8.72%	12.17%	-19.30%	-0.70%	-20.77%
Free Cash Flow Margin	-	43.71%	-45.98%	-28.16%	33.37%	-0.38%
Effective Tax Rate	23.90%	21.78%	26.48%	-	125.13%	-
Revenue as Reported	76.52	76.52	94.74	127.74	76.25	57.83

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.