NPR Finance Limited (BOM:530127)

NPR Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	44.79	48.05	37.71	42.47	37.4
Total Interest Expense	3.74	5.25	2.24	1.36	3.78
Net Interest Income	41.05	42.8	35.47	41.11	33.61
Commissions and Fees	1.27	2.24	1.69	0.48	0.23
Other Revenue	22.07	40.57	83.95	31.51	20.2
Revenue Before Loan Losses	64.39	85.61	121.11	73.1	54.04
Provision for Loan Losses	-3.55	-3.8	-4.08	-1.8	2.89
Revenue	67.94	89.41	125.19	74.9	51.16
Revenue Growth (YoY)	-24.01%	-28.58%	67.16%	46.40%	-81.27%
Salaries & Employee Benefits	29.5	30.73	26.02	22.27	20.56
Cost of Services Provided	22.33	42.14	78.25	24.28	17.64
Other Operating Expenses	7.14	11.68	46.09	17.79	19.64
Total Operating Expenses	60.33	86.08	154.94	72.81	64.76
Operating Income	7.61	3.33	-29.75	2.09	-13.6
EBT Excluding Unusual Items	7.58	4.62	-29.75	2.09	-13.6
Pretax Income	7.58	14.78	-33.2	2.08	-13.61
Income Tax Expense	1.65	3.91	-9.03	2.6	-2.98
Net Income	5.93	10.86	-24.17	-0.52	-10.62
Net Income to Common	5.93	10.86	-24.17	-0.52	-10.62
Net Income Growth	-45.43%	-	-	-	-
Shares Outstanding (Basic)	6	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	6
Shares Change (YoY)	-0.03%	-	-	-	-
EPS (Basic)	0.99	1.81	-4.03	-0.09	-1.77
EPS (Diluted)	0.99	1.81	-4.03	-0.09	-1.77
EPS Growth	-45.41%	-	-	-	-
Free Cash Flow	29.7	-41.05	-35.26	24.99	-0.2
Free Cash Flow Per Share	4.96	-6.85	-5.89	4.17	-0.03
Operating Margin	11.20%	3.73%	-23.76%	2.79%	-26.59%
Profit Margin	8.72%	12.15%	-19.30%	-0.70%	-20.77%
Free Cash Flow Margin	43.71%	-45.92%	-28.16%	33.37%	-0.38%
Effective Tax Rate	21.78%	26.48%	-	125.13%	-
Revenue as Reported	76.52	94.74	127.74	76.25	57.83

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.