NPR Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	40.6	44.79	47.93	37.71	42.47	37.4
Total Interest Expense	1.48	3.74	5.25	2.24	1.36	3.78
Net Interest Income	39.12	41.05	42.68	35.47	41.11	33.61
Commissions and Fees	0.5	1.27	2.24	1.69	0.48	0.23
Other Revenue	16.3	22.07	40.57	83.95	31.51	20.2
Revenue Before Loan Losses	55.92	64.39	85.49	121.11	73.1	54.04
Provision for Loan Losses	-2.86	-3.55	-3.8	-4.08	-1.8	2.89
Revenue	58.78	67.94	89.29	125.19	74.9	51.16
Revenue Growth (YoY)	-11.94%	-23.91%	-28.68%	67.16%	46.40%	-81.27%
Salaries & Employee Benefits	28.09	29.5	30.73	26.02	22.27	20.56
Cost of Services Provided	18.99	24.41	42.72	78.25	24.28	17.64
Other Operating Expenses	9.68	9.91	11.1	46.09	17.79	19.64
Total Operating Expenses	57.88	65.17	86.08	154.94	72.81	64.76
Operating Income	0.9	2.77	3.21	-29.75	2.09	-13.6
EBT Excluding Unusual Items	5.71	7.58	4.62	-29.75	2.09	-13.6
Pretax Income	5.71	7.58	14.78	-33.2	2.08	-13.61
Income Tax Expense	0.95	1.65	3.91	-9.03	2.6	-2.98
Net Income	4.76	5.93	10.86	-24.17	-0.52	-10.62
Net Income to Common	4.76	5.93	10.86	-24.17	-0.52	-10.62
Net Income Growth	70.25%	-45.43%	-	-	-	-
Shares Outstanding (Basic)	6	6	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	6	6
EPS (Basic)	0.82	0.99	1.81	-4.03	-0.09	-1.77
EPS (Diluted)	0.82	0.99	1.81	-4.03	-0.09	-1.77
EPS Growth	76.39%	-45.43%	-	-	-	-
Free Cash Flow	26.23	29.7	-41.05	-35.26	24.99	-0.2
Free Cash Flow Per Share	4.52	4.96	-6.85	-5.89	4.17	-0.03
Operating Margin	1.53%	4.07%	3.60%	-23.76%	2.79%	-26.59%
Profit Margin	8.10%	8.72%	12.17%	-19.30%	-0.70%	-20.77%
Free Cash Flow Margin	44.63%	43.71%	-45.98%	-28.16%	33.37%	-0.38%
Effective Tax Rate	16.65%	21.78%	26.48%	-	125.13%	-
Revenue as Reported	65.24	76.52	94.74	127.74	76.25	57.83

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.