NPR Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	39.3	44.79	47.93	37.71	42.47	37.4
Total Interest Expense	0.71	3.74	5.25	2.24	1.36	3.78
Net Interest Income	38.59	41.05	42.68	35.47	41.11	33.61
Commissions and Fees	0.41	1.27	2.24	1.69	0.48	0.23
Other Revenue	17.66	22.07	40.57	83.95	31.51	20.2
Revenue Before Loan Losses	56.66	64.39	85.49	121.11	73.1	54.04
Provision for Loan Losses	-2.56	-3.55	-3.8	-4.08	-1.8	2.89
Revenue	59.21	67.94	89.29	125.19	74.9	51.16
Revenue Growth (YoY)	-9.56%	-23.91%	-28.68%	67.16%	46.40%	-81.27%
Salaries & Employee Benefits	26.25	29.5	30.73	26.02	22.27	20.56
Cost of Services Provided	20.65	24.41	42.72	78.25	24.28	17.64
Other Operating Expenses	13.2	9.91	11.1	46.09	17.79	19.64
Total Operating Expenses	61.04	65.17	86.08	154.94	72.81	64.76
Operating Income	-1.83	2.77	3.21	-29.75	2.09	-13.6
EBT Excluding Unusual Items	2.98	7.58	4.62	-29.75	2.09	-13.6
Pretax Income	2.98	7.58	14.78	-33.2	2.08	-13.61
Income Tax Expense	0.91	1.65	3.91	-9.03	2.6	-2.98
Net Income	2.07	5.93	10.86	-24.17	-0.52	-10.62
Net Income to Common	2.07	5.93	10.86	-24.17	-0.52	-10.62
Net Income Growth	-74.34%	-45.43%	-	-	-	-
Shares Outstanding (Basic)	6	6	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	6	6
EPS (Basic)	0.35	0.99	1.81	-4.03	-0.09	-1.77
EPS (Diluted)	0.35	0.99	1.81	-4.03	-0.09	-1.77
EPS Growth	-74.13%	-45.43%	-	-	-	-
Free Cash Flow	-	29.7	-41.05	-35.26	24.99	-0.2
Free Cash Flow Per Share	-	4.96	-6.85	-5.89	4.17	-0.03
Operating Margin	-3.09%	4.07%	3.60%	-23.76%	2.79%	-26.59%
Profit Margin	3.50%	8.72%	12.17%	-19.30%	-0.70%	-20.77%
Free Cash Flow Margin	-	43.71%	-45.98%	-28.16%	33.37%	-0.38%
Effective Tax Rate	30.53%	21.78%	26.48%	-	125.13%	-
Revenue as Reported	60.48	76.52	94.74	127.74	76.25	57.83

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.