U. Y. Fincorp Limited (BOM:530579)

U. Y. Fincorp Statistics

Total Valuation

U. Y. Fincorp has a market cap or net worth of INR 2.76 billion. The enterprise value is 2.61 billion.

Market Cap	2.76B
Enterprise Value	2.61B

Important Dates

The last earnings date was Wednesday, February 4, 2026.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	n/a

Share Statistics

U. Y. Fincorp has 190.24 million shares outstanding. The number of shares has increased by 0.19% in one year.

Current Share Class	190.24M
Shares Outstanding	190.24M
Shares Change (YoY)	+0.19%
Shares Change (QoQ)	+1.32%
Owned by Insiders (%)	44.84%
Owned by Institutions (%)	2.21%
Float	50.32M

Valuation Ratios

The trailing PE ratio is 8.67.

PE Ratio	8.67
Forward PE	n/a
PS Ratio	2.55
PB Ratio	0.80
P/TBV Ratio	0.80
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.16
EV / Sales	2.41
EV / EBITDA	5.68
EV / EBIT	5.90
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.01
Debt / EBITDA	0.09
Debt / FCF	n/a
Interest Coverage	65.32

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	9.89%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.70%
Revenue Per Employee	41.66M
Profits Per Employee	12.28M
Employee Count	26
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, U. Y. Fincorp has paid 115.65 million in taxes.

Income Tax	115.65M
Effective Tax Rate	26.59%

Stock Price Statistics

The stock price has decreased by -38.48% in the last 52 weeks. The beta is -0.31, so U. Y. Fincorp's price volatility has been lower than the market average.

Beta (5Y)	-0.31
52-Week Price Change	-38.48%
50-Day Moving Average	13.89
200-Day Moving Average	15.73
Relative Strength Index (RSI)	57.47
Average Volume (20 Days)	10,997

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, U. Y. Fincorp had revenue of INR 1.08 billion and earned 319.33 million in profits. Earnings per share was 1.68.

Revenue	1.08B
Gross Profit	604.69M
Operating Income	441.74M
Pretax Income	434.98M
Net Income	319.33M
EBITDA	458.83M
EBIT	441.74M
Earnings Per Share (EPS)	1.68

Balance Sheet

The company has 196.06 million in cash and 39.49 million in debt, with a net cash position of 156.57 million or 0.82 per share.

Cash & Cash Equivalents	196.06M
Total Debt	39.49M
Net Cash	156.57M
Net Cash Per Share	0.82
Equity (Book Value)	3.44B
Book Value Per Share	18.26
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 55.83%, with operating and profit margins of 40.79% and 29.48%.

Gross Margin	55.83%
Operating Margin	40.79%
Pretax Margin	40.16%
Profit Margin	29.48%
EBITDA Margin	42.36%
EBIT Margin	40.79%
FCF Margin	n/a

Dividends & Yields

U. Y. Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.19%
Shareholder Yield	-0.19%
Earnings Yield	11.56%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 3, 2012. It was a forward split with a ratio of 2.

Last Split Date	May 3, 2012
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2