U. Y. Fincorp Limited (BOM:530579)

U. Y. Fincorp Statistics

Total Valuation

U. Y. Fincorp has a market cap or net worth of INR 2.31 billion. The enterprise value is 2.29 billion.

Market Cap	2.31B
Enterprise Value	2.29B

Important Dates

The last earnings date was Tuesday, August 12, 2025.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	n/a

Share Statistics

U. Y. Fincorp has 190.24 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	190.24M
Shares Outstanding	190.24M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	+5.84%
Owned by Insiders (%)	44.84%
Owned by Institutions (%)	2.26%
Float	50.32M

Valuation Ratios

The trailing PE ratio is 18.33.

PE Ratio	18.33
Forward PE	n/a
PS Ratio	2.33
PB Ratio	0.70
P/TBV Ratio	0.70
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.14
EV / Sales	2.30
EV / EBITDA	10.98
EV / EBIT	11.69
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.02
Debt / EBITDA	0.26
Debt / FCF	n/a
Interest Coverage	19.44

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	3.74%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	55.17M
Profits Per Employee	7.01M
Employee Count	18
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, U. Y. Fincorp has paid 59.49 million in taxes.

Income Tax	59.49M
Effective Tax Rate	32.05%

Stock Price Statistics

The stock price has decreased by -53.57% in the last 52 weeks. The beta is -0.14, so U. Y. Fincorp's price volatility has been lower than the market average.

Beta (5Y)	-0.14
52-Week Price Change	-53.57%
50-Day Moving Average	17.41
200-Day Moving Average	20.41
Relative Strength Index (RSI)	26.62
Average Volume (20 Days)	168,311

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, U. Y. Fincorp had revenue of INR 993.15 million and earned 126.10 million in profits. Earnings per share was 0.66.

Revenue	993.15M
Gross Profit	281.42M
Operating Income	195.66M
Pretax Income	185.59M
Net Income	126.10M
EBITDA	208.34M
EBIT	195.66M
Earnings Per Share (EPS)	0.66

Balance Sheet

The company has 79.35 million in cash and 55.05 million in debt, giving a net cash position of 24.29 million or 0.13 per share.

Cash & Cash Equivalents	79.35M
Total Debt	55.05M
Net Cash	24.29M
Net Cash Per Share	0.13
Equity (Book Value)	3.30B
Book Value Per Share	18.12
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 28.34%, with operating and profit margins of 19.70% and 12.70%.

Gross Margin	28.34%
Operating Margin	19.70%
Pretax Margin	18.69%
Profit Margin	12.70%
EBITDA Margin	20.98%
EBIT Margin	19.70%
FCF Margin	n/a

Dividends & Yields

U. Y. Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.08%
Shareholder Yield	n/a
Earnings Yield	5.46%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 3, 2012. It was a forward split with a ratio of 2.

Last Split Date	May 3, 2012
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	1