U. Y. Fincorp Limited (BOM:530579)

U. Y. Fincorp Statistics

Total Valuation

U. Y. Fincorp has a market cap or net worth of INR 3.48 billion. The enterprise value is 3.45 billion.

Market Cap	3.48B
Enterprise Value	3.45B

Important Dates

The next estimated earnings date is Tuesday, August 12, 2025.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	n/a

Share Statistics

U. Y. Fincorp has 190.24 million shares outstanding. The number of shares has decreased by -0.57% in one year.

Current Share Class	190.24M
Shares Outstanding	190.24M
Shares Change (YoY)	-0.57%
Shares Change (QoQ)	-4.08%
Owned by Insiders (%)	44.84%
Owned by Institutions (%)	2.26%
Float	50.32M

Valuation Ratios

The trailing PE ratio is 29.47.

PE Ratio	29.47
Forward PE	n/a
PS Ratio	3.08
PB Ratio	1.05
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	49.04
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	29.43
EV / Sales	3.05
EV / EBITDA	18.27
EV / EBIT	19.34
EV / FCF	n/a

Financial Position

The company has a current ratio of 40.77, with a Debt / Equity ratio of 0.02.

Current Ratio	40.77
Quick Ratio	1.09
Debt / Equity	0.02
Debt / EBITDA	0.29
Debt / FCF	n/a
Interest Coverage	19.71

Financial Efficiency

Return on equity (ROE) is 3.62% and return on invested capital (ROIC) is 3.41%.

Return on Equity (ROE)	3.62%
Return on Assets (ROA)	3.32%
Return on Invested Capital (ROIC)	3.41%
Return on Capital Employed (ROCE)	5.29%
Revenue Per Employee	62.77M
Profits Per Employee	6.52M
Employee Count	18
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, U. Y. Fincorp has paid 52.12 million in taxes.

Income Tax	52.12M
Effective Tax Rate	30.77%

Stock Price Statistics

The stock price has decreased by -29.81% in the last 52 weeks. The beta is -0.02, so U. Y. Fincorp's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	-29.81%
50-Day Moving Average	18.34
200-Day Moving Average	21.85
Relative Strength Index (RSI)	46.92
Average Volume (20 Days)	60,257

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, U. Y. Fincorp had revenue of INR 1.13 billion and earned 117.27 million in profits. Earnings per share was 0.62.

Revenue	1.13B
Gross Profit	247.45M
Operating Income	178.44M
Pretax Income	169.39M
Net Income	117.27M
EBITDA	188.92M
EBIT	178.44M
Earnings Per Share (EPS)	0.62

Balance Sheet

The company has 79.35 million in cash and 55.05 million in debt, giving a net cash position of 24.29 million or 0.13 per share.

Cash & Cash Equivalents	79.35M
Total Debt	55.05M
Net Cash	24.29M
Net Cash Per Share	0.13
Equity (Book Value)	3.30B
Book Value Per Share	18.12
Working Capital	2.89B

Cash Flow

Operating Cash Flow	70.87M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 21.90%, with operating and profit margins of 15.79% and 10.38%.

Gross Margin	21.90%
Operating Margin	15.79%
Pretax Margin	14.99%
Profit Margin	10.38%
EBITDA Margin	16.72%
EBIT Margin	15.79%
FCF Margin	n/a

Dividends & Yields

U. Y. Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.57%
Shareholder Yield	0.57%
Earnings Yield	3.37%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 3, 2012. It was a forward split with a ratio of 2.

Last Split Date	May 3, 2012
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3