U. Y. Fincorp Limited (BOM:530579)

U. Y. Fincorp Statistics

Total Valuation

U. Y. Fincorp has a market cap or net worth of INR 2.88 billion. The enterprise value is 2.90 billion.

Market Cap	2.88B
Enterprise Value	2.90B

Important Dates

The last earnings date was Wednesday, May 27, 2026.

Earnings Date	May 27, 2026
Ex-Dividend Date	n/a

Share Statistics

U. Y. Fincorp has 190.24 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	190.24M
Shares Outstanding	190.24M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	44.84%
Owned by Institutions (%)	2.21%
Float	50.32M

Valuation Ratios

The trailing PE ratio is 5.96.

PE Ratio	5.96
Forward PE	n/a
PS Ratio	1.77
PB Ratio	0.74
P/TBV Ratio	0.74
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.01
EV / Sales	1.78
EV / EBITDA	4.19
EV / EBIT	4.31
EV / FCF	n/a

Financial Position

The company has a current ratio of 25.49, with a Debt / Equity ratio of 0.01.

Current Ratio	25.49
Quick Ratio	0.08
Debt / Equity	0.01
Debt / EBITDA	0.05
Debt / FCF	n/a
Interest Coverage	108.89

Financial Efficiency

Return on equity (ROE) is 13.44% and return on invested capital (ROIC) is 13.55%.

Return on Equity (ROE)	13.44%
Return on Assets (ROA)	10.94%
Return on Invested Capital (ROIC)	13.55%
Return on Capital Employed (ROCE)	16.45%
Weighted Average Cost of Capital (WACC)	5.19%
Revenue Per Employee	62.65M
Profits Per Employee	18.57M
Employee Count	26
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, U. Y. Fincorp has paid 183.64 million in taxes.

Income Tax	183.64M
Effective Tax Rate	27.56%

Stock Price Statistics

The stock price has decreased by -16.41% in the last 52 weeks. The beta is 0.15, so U. Y. Fincorp's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	-16.41%
50-Day Moving Average	13.93
200-Day Moving Average	14.26
Relative Strength Index (RSI)	58.41
Average Volume (20 Days)	17,038

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, U. Y. Fincorp had revenue of INR 1.63 billion and earned 482.80 million in profits. Earnings per share was 2.54.

Revenue	1.63B
Gross Profit	1.09B
Operating Income	672.62M
Pretax Income	666.44M
Net Income	482.80M
EBITDA	691.92M
EBIT	672.62M
Earnings Per Share (EPS)	2.54

Balance Sheet

The company has 11.26 million in cash and 33.52 million in debt, with a net cash position of -22.26 million or -0.12 per share.

Cash & Cash Equivalents	11.26M
Total Debt	33.52M
Net Cash	-22.26M
Net Cash Per Share	-0.12
Equity (Book Value)	3.89B
Book Value Per Share	20.46
Working Capital	3.54B

Cash Flow

Operating Cash Flow	-45.78M
Capital Expenditures	n/a
Depreciation & Amortization	19.31M
Net Borrowing	-21.54M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 67.02%, with operating and profit margins of 41.29% and 29.64%.

Gross Margin	67.02%
Operating Margin	41.29%
Pretax Margin	40.91%
Profit Margin	29.64%
EBITDA Margin	42.48%
EBIT Margin	41.29%
FCF Margin	n/a

Dividends & Yields

U. Y. Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.08%
Shareholder Yield	0.08%
Earnings Yield	16.77%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 3, 2012. It was a forward split with a ratio of 2.

Last Split Date	May 3, 2012
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4