India Home Loan Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	2.73	-34.45	6.05	19.16	11.22
Depreciation & Amortization	2.07	3.36	2.91	3.39	1.59
Other Amortization	0.23	0.31	0.42	0.57	0.75
Loss (Gain) From Sale of Investments	-	10.19	39.47	21.35	-
Provision for Credit Losses	1.91	-17.18	-16.66	20.44	30.37
Change in Other Net Operating Assets	116.26	348.27	312.29	326.56	43.94
Other Operating Activities	-0.24	0.68	1.4	12.51	-11.13
Operating Cash Flow	122.95	309.38	348.18	405.33	76.74
Operating Cash Flow Growth	-60.26%	-11.14%	-14.10%	428.17%	-28.22%
Capital Expenditures	-5.19	-0.33	-3.38	-5.24	-0.83
Other Investing Activities	-41.24	32.77	0.22	20.59	-14.91
Investing Cash Flow	-46.43	32.44	-3.16	15.35	-15.74
Long-Term Debt Issued	28.5	-	1.4	2.8	350
Total Debt Issued	28.5	-	1.4	2.8	350
Long-Term Debt Repaid	-103.92	-340.48	-347.94	-451.29	-399.04
Net Debt Issued (Repaid)	-75.42	-340.48	-346.55	-448.49	-49.04
Common Dividends Paid	-	-	-	-	-2.14
Financing Cash Flow	-75.42	-340.48	-346.55	-448.49	-51.18
Net Cash Flow	1.11	1.35	-1.53	-27.81	9.82
Free Cash Flow	117.76	309.05	344.8	400.09	75.91
Free Cash Flow Growth	-61.90%	-10.37%	-13.82%	427.06%	-27.88%
Free Cash Flow Margin	201.30%	724.89%	286.86%	330.71%	91.65%
Free Cash Flow Per Share	8.25	21.64	24.14	28.01	5.32
Cash Income Tax Paid	0.87	-	1	5.51	8.74

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.