India Home Loan Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	0.96	2.73	-34.45	6.05	19.16
Depreciation & Amortization	2.33	2.07	3.36	2.91	3.39
Other Amortization	-	0.23	0.31	0.42	0.57
Loss (Gain) From Sale of Investments	-0.13	-	10.19	39.47	21.35
Provision for Credit Losses	-	1.91	-17.18	-16.66	20.44
Change in Other Net Operating Assets	38.64	116.26	348.27	312.29	326.56
Other Operating Activities	-0.36	-0.24	0.68	1.4	12.51
Operating Cash Flow	41.44	122.95	309.38	348.18	405.33
Operating Cash Flow Growth	-66.30%	-60.26%	-11.14%	-14.10%	428.17%
Capital Expenditures	-1.95	-5.19	-0.33	-3.38	-5.24
Sale of Property, Plant & Equipment	1.3	-	-	-	-
Other Investing Activities	15.75	-41.24	32.77	0.22	20.59
Investing Cash Flow	15.1	-46.43	32.44	-3.16	15.35
Long-Term Debt Issued	-	28.5	-	1.4	2.8
Total Debt Issued	-	28.5	-	1.4	2.8
Long-Term Debt Repaid	-61.11	-103.92	-340.48	-347.94	-451.29
Net Debt Issued (Repaid)	-61.11	-75.42	-340.48	-346.55	-448.49
Financing Cash Flow	-61.11	-75.42	-340.48	-346.55	-448.49
Net Cash Flow	-4.57	1.11	1.35	-1.53	-27.81
Free Cash Flow	39.49	117.76	309.05	344.8	400.09
Free Cash Flow Growth	-66.47%	-61.90%	-10.37%	-13.82%	427.06%
Free Cash Flow Margin	52.31%	201.30%	724.89%	286.86%	330.71%
Free Cash Flow Per Share	2.87	8.25	21.64	24.14	28.01
Cash Income Tax Paid	-	0.87	-	1	5.51