India Home Loan Limited (BOM:530979)

India Home Loan Statistics

Total Valuation

India Home Loan has a market cap or net worth of INR 420.03 million.

Market Cap	420.03M
Enterprise Value	n/a

Important Dates

The last earnings date was Saturday, May 30, 2026.

Earnings Date	May 30, 2026
Ex-Dividend Date	n/a

Share Statistics

India Home Loan has 14.28 million shares outstanding. The number of shares has decreased by -3.57% in one year.

Current Share Class	14.28M
Shares Outstanding	14.28M
Shares Change (YoY)	-3.57%
Shares Change (QoQ)	-42.30%
Owned by Insiders (%)	53.85%
Owned by Institutions (%)	n/a
Float	2.94M

Valuation Ratios

The trailing PE ratio is 435.71.

PE Ratio	435.71
Forward PE	n/a
PS Ratio	5.56
PB Ratio	1.01
P/TBV Ratio	1.01
P/FCF Ratio	10.64
P/OCF Ratio	10.14
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 78.09, with a Debt / Equity ratio of 0.60.

Current Ratio	78.09
Quick Ratio	37.21
Debt / Equity	0.60
Debt / EBITDA	n/a
Debt / FCF	6.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.23% and return on invested capital (ROIC) is 0.13%.

Return on Equity (ROE)	0.23%
Return on Assets (ROA)	0.10%
Return on Invested Capital (ROIC)	0.13%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.32%
Revenue Per Employee	1.72M
Profits Per Employee	21,909
Employee Count	44
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, India Home Loan has paid 770,000 in taxes.

Income Tax	770,000
Effective Tax Rate	44.41%

Stock Price Statistics

The stock price has decreased by -12.24% in the last 52 weeks. The beta is 0.48, so India Home Loan's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	-12.24%
50-Day Moving Average	31.53
200-Day Moving Average	35.31
Relative Strength Index (RSI)	45.63
Average Volume (20 Days)	2,519

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, India Home Loan had revenue of INR 75.49 million and earned 964,000 in profits. Earnings per share was 0.07.

Revenue	75.49M
Gross Profit	75.49M
Operating Income	1.73M
Pretax Income	1.73M
Net Income	964,000
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.07

Balance Sheet

The company has 1.40 million in cash and 248.57 million in debt, with a net cash position of -247.17 million or -17.31 per share.

Cash & Cash Equivalents	1.40M
Total Debt	248.57M
Net Cash	-247.17M
Net Cash Per Share	-17.31
Equity (Book Value)	414.56M
Book Value Per Share	46.65
Working Capital	956.81M

Cash Flow

In the last 12 months, operating cash flow was 41.44 million and capital expenditures -1.95 million, giving a free cash flow of 39.49 million.

Operating Cash Flow	41.44M
Capital Expenditures	-1.95M
Depreciation & Amortization	2.33M
Net Borrowing	-61.11M
Free Cash Flow	39.49M
FCF Per Share	2.77

Margins

Gross margin is 100.00%, with operating and profit margins of 2.30% and 1.28%.

Gross Margin	100.00%
Operating Margin	2.30%
Pretax Margin	2.30%
Profit Margin	1.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	52.31%

Dividends & Yields

India Home Loan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	3.57%
Shareholder Yield	3.57%
Earnings Yield	0.23%
FCF Yield	9.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7