India Home Loan Limited (BOM:530979)

India Home Loan Statistics

Total Valuation

India Home Loan has a market cap or net worth of INR 513.00 million.

Market Cap	513.00M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	n/a

Share Statistics

India Home Loan has 14.28 million shares outstanding. The number of shares has decreased by -2.26% in one year.

Current Share Class	14.28M
Shares Outstanding	14.28M
Shares Change (YoY)	-2.26%
Shares Change (QoQ)	+58.30%
Owned by Insiders (%)	55.85%
Owned by Institutions (%)	n/a
Float	2.65M

Valuation Ratios

The trailing PE ratio is 256.00.

PE Ratio	256.00
Forward PE	n/a
PS Ratio	7.07
PB Ratio	1.24
P/TBV Ratio	1.24
P/FCF Ratio	3.94
P/OCF Ratio	3.92
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 106.84, with a Debt / Equity ratio of 1.11.

Current Ratio	106.84
Quick Ratio	47.36
Debt / Equity	1.11
Debt / EBITDA	n/a
Debt / FCF	3.54
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.48% and return on invested capital (ROIC) is 0.20%.

Return on Equity (ROE)	0.48%
Return on Assets (ROA)	0.20%
Return on Invested Capital (ROIC)	0.20%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.05%
Revenue Per Employee	1.65M
Profits Per Employee	45,444
Employee Count	44
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, India Home Loan has paid 662,300 in taxes.

Income Tax	662,300
Effective Tax Rate	24.88%

Stock Price Statistics

The stock price has decreased by -0.40% in the last 52 weeks. The beta is 0.28, so India Home Loan's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	-0.40%
50-Day Moving Average	37.05
200-Day Moving Average	35.98
Relative Strength Index (RSI)	46.93
Average Volume (20 Days)	3,350

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, India Home Loan had revenue of INR 72.55 million and earned 2.00 million in profits. Earnings per share was 0.14.

Revenue	72.55M
Gross Profit	71.72M
Operating Income	2.40M
Pretax Income	2.66M
Net Income	2.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.14

Balance Sheet

The company has 2.92 million in cash and 460.37 million in debt, with a net cash position of -457.45 million or -32.03 per share.

Cash & Cash Equivalents	2.92M
Total Debt	460.37M
Net Cash	-457.45M
Net Cash Per Share	-32.03
Equity (Book Value)	413.87M
Book Value Per Share	27.81
Working Capital	966.79M

Cash Flow

In the last 12 months, operating cash flow was 131.01 million and capital expenditures -932,410, giving a free cash flow of 130.08 million.

Operating Cash Flow	131.01M
Capital Expenditures	-932,410
Free Cash Flow	130.08M
FCF Per Share	9.11

Margins

Gross margin is 98.85%, with operating and profit margins of 3.31% and 2.76%.

Gross Margin	98.85%
Operating Margin	3.31%
Pretax Margin	3.67%
Profit Margin	2.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	179.28%

Dividends & Yields

India Home Loan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.26%
Shareholder Yield	2.26%
Earnings Yield	0.39%
FCF Yield	25.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7