Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	92,507	96,186	84,885	64,560	58,509
Total Interest Expense	37,658	35,084	28,401	21,700	19,381
Net Interest Income	54,849	61,101	56,484	42,860	39,129
Commissions and Fees	430.92	820.9	1,076	201	233.75
Other Revenue	469.14	1,315	2,544	1,748	1,805
Revenue Before Loan Losses	55,749	63,238	60,104	44,809	41,167
Provision for Loan Losses	15,369	19,139	5,514	3,072	4,839
Revenue	40,380	44,099	54,590	41,738	36,328
Revenue Growth (YoY)	-8.43%	-19.22%	30.79%	14.89%	-3.38%
Salaries & Employee Benefits	18,514	17,960	15,973	14,695	11,250
Cost of Services Provided	2,290	2,594	2,098	1,614	1,819
Other Operating Expenses	3,490	2,951	3,940	2,989	3,431
Total Operating Expenses	27,360	26,178	24,476	21,335	18,480
Operating Income	13,019	17,920	30,114	20,402	17,849
EBT Excluding Unusual Items	12,821	17,595	29,858	20,402	17,849
Gain (Loss) on Sale of Investments	-173.4	-479.68	-209.82	0.19	1.11
Pretax Income	12,702	16,656	29,595	20,410	17,835
Income Tax Expense	2,771	4,618	7,620	5,409	4,548
Earnings From Continuing Ops.	9,932	12,039	21,975	15,002	13,287
Minority Interest in Earnings	101.58	122.8	-88.13	-41.93	-2.69
Net Income	10,033	12,161	21,887	14,960	13,284
Net Income to Common	10,033	12,161	21,887	14,960	13,284
Net Income Growth	-17.50%	-44.44%	46.30%	12.61%	-22.96%
Shares Outstanding (Basic)	848	846	846	846	846
Shares Outstanding (Diluted)	848	846	846	846	846
Shares Change (YoY)	0.16%	0.00%	0.00%	-	0.08%
EPS (Basic)	11.84	14.37	25.86	17.67	15.70
EPS (Diluted)	11.83	14.37	25.86	17.67	15.70
EPS Growth	-17.63%	-44.44%	46.30%	12.61%	-23.01%
Free Cash Flow	-204,381	-6,624	-35,861	-32,759	-5,859
Free Cash Flow Per Share	-241.07	-7.83	-42.37	-38.70	-6.92
Dividend Per Share	2.000	4.000	3.550	3.000	3.000
Dividend Growth	-50.00%	12.68%	18.33%	0%	50.00%
Operating Margin	32.24%	40.64%	55.16%	48.88%	49.13%
Profit Margin	24.85%	27.58%	40.09%	35.84%	36.57%
Free Cash Flow Margin	-506.15%	-15.02%	-65.69%	-78.49%	-16.13%
Effective Tax Rate	21.81%	27.72%	25.75%	26.50%	25.50%
Revenue as Reported	95,247	100,311	89,201	67,499	61,263