Indus Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	33.36	33.98	19.98	12.19	3.26	1.27
Total Interest Expense	18.39	18.04	8.7	3.96	3.84	9.6
Net Interest Income	14.98	15.94	11.29	8.22	-0.58	-8.33
Commissions and Fees	0.62	0.62	0.02	0.05	0.01	0.05
Gain (Loss) on Sale of Investments	10.37	20.81	13.05	5.89	-	-
Other Revenue	3.49	2.52	6	4.8	1.96	5.17
Revenue Before Loan Losses	29.45	39.88	31.2	18.96	1.39	-3.12
Provision for Loan Losses	2.32	2.32	1.65	-1.3	-2	-
Revenue	27.13	37.56	29.55	20.26	3.39	-3.12
Revenue Growth (YoY)	-41.45%	27.12%	45.87%	498.14%	-	-
Salaries & Employee Benefits	10.4	9.65	8.71	9.22	7.99	9.17
Cost of Services Provided	2.4	2.4	2.27	2.14	1.75	1.92
Other Operating Expenses	1.72	6.83	4.54	4.12	6.14	-20.17
Total Operating Expenses	14.94	19.22	15.86	15.79	15.95	-8.99
Operating Income	12.19	18.35	13.69	4.47	-12.56	5.88
EBT Excluding Unusual Items	12.19	18.35	13.69	4.46	-12.56	5.88
Gain (Loss) on Sale of Investments	-	-	-	-	-2.47	-
Other Unusual Items	-4.81	-4.81	-4.81	-	-	-
Pretax Income	7.39	13.54	8.89	4.46	-15.11	5.88
Income Tax Expense	1.11	2.76	1.39	0.53	18.7	0.92
Net Income	6.27	10.78	7.5	3.93	-33.81	4.96
Net Income to Common	6.27	10.78	7.5	3.93	-33.81	4.96
Net Income Growth	-59.17%	43.75%	90.86%	-	-	-
Shares Outstanding (Basic)	9	9	9	9	9	9
Shares Outstanding (Diluted)	9	9	9	9	9	9
EPS (Basic)	0.68	1.16	0.81	0.42	-3.65	0.54
EPS (Diluted)	0.68	1.16	0.81	0.42	-3.65	0.54
EPS Growth	-43.02%	43.75%	92.85%	-	-	-
Free Cash Flow	-	98.58	111.13	-3.35	-24.31	-0.58
Free Cash Flow Per Share	-	10.65	12.00	-0.36	-2.63	-0.06
Dividend Per Share	-	0.500	0.300	-	-	-
Dividend Growth	-	66.67%	-	-	-	-
Operating Margin	44.94%	48.84%	46.33%	22.05%	-370.86%	-
Profit Margin	23.13%	28.70%	25.38%	19.39%	-998.20%	-
Free Cash Flow Margin	-	262.43%	376.06%	-16.55%	-717.66%	-
Effective Tax Rate	15.04%	20.39%	15.60%	11.91%	-	15.69%
Revenue as Reported	47.85	57.93	39.9	26.27	9.27	35.19

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.