Indus Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	40.04	33.98	19.98	12.19	3.26
Total Interest Expense	28.76	18.04	8.7	3.96	3.84
Net Interest Income	11.28	15.94	11.29	8.22	-0.58
Commissions and Fees	-	0.62	0.02	0.05	0.01
Gain (Loss) on Sale of Investments	0.29	20.81	13.05	5.89	-
Other Revenue	53.27	2.52	6	4.8	1.96
Revenue Before Loan Losses	64.85	39.88	31.2	18.96	1.39
Provision for Loan Losses	17.15	2.32	1.65	-1.3	-2
Revenue	47.7	37.56	29.55	20.26	3.39
Revenue Growth (YoY)	26.98%	27.12%	45.87%	498.14%	-
Salaries & Employee Benefits	11.28	9.65	8.71	9.22	7.99
Cost of Services Provided	-	2.4	2.27	2.14	1.75
Other Operating Expenses	6.79	6.83	4.54	4.12	6.14
Total Operating Expenses	18.53	19.22	15.86	15.79	15.95
Operating Income	29.17	18.35	13.69	4.47	-12.56
EBT Excluding Unusual Items	29.17	18.35	13.69	4.46	-12.56
Gain (Loss) on Sale of Investments	-	-	-	-	-2.47
Other Unusual Items	-4.81	-4.81	-4.81	-	-
Pretax Income	24.36	13.54	8.89	4.46	-15.11
Income Tax Expense	4.3	2.76	1.39	0.53	18.7
Net Income	20.06	10.78	7.5	3.93	-33.81
Net Income to Common	20.06	10.78	7.5	3.93	-33.81
Net Income Growth	86.10%	43.75%	90.86%	-	-
Shares Outstanding (Basic)	9	9	9	9	9
Shares Outstanding (Diluted)	9	9	9	9	9
Shares Change (YoY)	0.32%	-	-	-	-
EPS (Basic)	2.16	1.16	0.81	0.42	-3.65
EPS (Diluted)	2.16	1.16	0.81	0.42	-3.65
EPS Growth	85.51%	43.75%	92.85%	-	-
Free Cash Flow	-25.39	98.58	111.13	-3.35	-24.31
Free Cash Flow Per Share	-2.73	10.65	12.00	-0.36	-2.63
Dividend Per Share	-	0.500	0.300	-	-
Dividend Growth	-	66.67%	-	-	-
Operating Margin	61.15%	48.84%	46.33%	22.05%	-370.86%
Profit Margin	42.06%	28.70%	25.38%	19.39%	-998.20%
Free Cash Flow Margin	-53.23%	262.43%	376.06%	-16.55%	-717.66%
Effective Tax Rate	17.65%	20.39%	15.60%	11.91%	-
Revenue as Reported	93.6	57.93	39.9	26.27	9.27

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.