Indian Overseas Bank (BOM:532388)

Indian Overseas Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	342,762	318,957	281,436	240,657	194,070	167,358
Interest Paid on Deposits	203,173	193,220	172,445	142,265	111,463	104,195
Net Interest Income	143,188	125,736	108,992	98,392	82,607	63,164
Net Interest Income Growth	22.11%	15.36%	10.77%	19.11%	30.78%	6.95%
Gain (Loss) on Sale of Assets	20.23	20.23	17.96	22.14	15.84	12.01
Gain (Loss) on Sale of Investments	4,283	4,283	5,243	10,229	-644.6	7,421
Other Non-Interest Income	59,576	54,166	50,805	46,402	41,793	41,620
Total Non-Interest Income	63,880	58,469	56,067	56,653	41,164	49,053
Non-Interest Income Growth	10.41%	4.29%	-1.03%	37.63%	-16.08%	-10.58%
Revenues Before Loan Losses	207,067	184,205	165,058	155,045	123,771	112,217
Provision for Loan Losses	40,257	37,581	41,771	33,514	35,939	39,839
Revenue	166,810	146,624	123,288	121,531	87,833	72,378
Revenue Growth	19.99%	18.93%	1.44%	38.37%	21.35%	14.24%
Salaries and Employee Benefits	53,381	46,888	46,692	61,433	41,024	34,889
Occupancy Expenses	11,775	11,775	10,046	9,051	7,809	6,414
Selling, General & Administrative	2,261	2,261	1,820	1,621	1,508	1,513
Other Non-Interest Expense	27,790	20,916	19,005	15,200	13,958	11,774
Total Non-Interest Expense	95,111	81,840	77,563	87,305	64,298	54,590
EBT Excluding Unusual Items	71,699	64,785	45,725	34,226	23,534	17,788
Pretax Income	71,699	64,785	45,725	34,226	23,534	17,788
Income Tax Expense	5,098	10,600	11,770	7,569	2,495	695.2
Net Income	66,602	54,185	33,955	26,657	21,040	17,093
Net Income to Common	66,602	54,185	33,955	26,657	21,040	17,093
Net Income Growth	51.21%	59.58%	27.38%	26.70%	23.09%	125.39%
Basic Shares Outstanding	19,292	19,257	18,991	18,902	18,902	18,902
Diluted Shares Outstanding	19,292	19,257	18,991	18,902	18,902	18,902
Shares Change	0.53%	1.40%	0.47%	-	-	15.00%
EPS (Basic)	3.45	2.81	1.79	1.41	1.11	0.90
EPS (Diluted)	3.45	2.81	1.79	1.41	1.11	0.90
EPS Growth	50.41%	57.38%	26.79%	26.70%	23.09%	96.00%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Effective Tax Rate	7.11%	16.36%	25.74%	22.12%	10.60%	3.91%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

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