Bajaj Finserv Ltd. (BOM:532978)

Bajaj Finserv Statistics

Total Valuation

Bajaj Finserv has a market cap or net worth of INR 3.18 trillion. The enterprise value is 6.87 trillion.

Market Cap	3.18T
Enterprise Value	6.87T

Important Dates

The next estimated earnings date is Wednesday, February 4, 2026.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	Jun 27, 2025

Share Statistics

Current Share Class	1.60B
Shares Outstanding	n/a
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	3.55%
Owned by Institutions (%)	16.14%
Float	561.84M

Valuation Ratios

The trailing PE ratio is 32.86 and the forward PE ratio is 27.33.

PE Ratio	32.86
Forward PE	27.33
PS Ratio	2.28
PB Ratio	2.34
P/TBV Ratio	4.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.92, with an EV/FCF ratio of -12.01.

EV / Earnings	70.97
EV / Sales	4.93
EV / EBITDA	12.92
EV / EBIT	13.15
EV / FCF	-12.01

Financial Position

The company has a current ratio of 2.17, with a Debt / Equity ratio of 2.38.

Current Ratio	2.17
Quick Ratio	2.08
Debt / Equity	2.38
Debt / EBITDA	6.07
Debt / FCF	-5.64
Interest Coverage	1.98

Financial Efficiency

Return on equity (ROE) is 15.10% and return on invested capital (ROIC) is 8.93%.

Return on Equity (ROE)	15.10%
Return on Assets (ROA)	4.99%
Return on Invested Capital (ROIC)	8.93%
Return on Capital Employed (ROCE)	7.49%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	13.31M
Profits Per Employee	924,904
Employee Count	104,668
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

In the past 12 months, Bajaj Finserv has paid 65.99 billion in taxes.

Income Tax	65.99B
Effective Tax Rate	25.53%

Stock Price Statistics

The stock price has increased by +14.36% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+14.36%
50-Day Moving Average	2,039.92
200-Day Moving Average	2,022.40
Relative Strength Index (RSI)	36.38
Average Volume (20 Days)	54,593

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bajaj Finserv had revenue of INR 1.39 trillion and earned 96.81 billion in profits. Earnings per share was 59.89.

Revenue	1.39T
Gross Profit	706.10B
Operating Income	522.43B
Pretax Income	258.43B
Net Income	96.81B
EBITDA	528.02B
EBIT	522.43B
Earnings Per Share (EPS)	59.89

Balance Sheet

The company has 127.54 billion in cash and 3.22 trillion in debt, with a net cash position of -3,096.81 billion.

Cash & Cash Equivalents	127.54B
Total Debt	3.22T
Net Cash	-3,096.81B
Net Cash Per Share	n/a
Equity (Book Value)	1.36T
Book Value Per Share	480.60
Working Capital	118.63B

Cash Flow

In the last 12 months, operating cash flow was -558.72 billion and capital expenditures -13.48 billion, giving a free cash flow of -572.19 billion.

Operating Cash Flow	-558.72B
Capital Expenditures	-13.48B
Free Cash Flow	-572.19B
FCF Per Share	n/a

Margins

Gross margin is 50.70%, with operating and profit margins of 37.51% and 6.95%.

Gross Margin	50.70%
Operating Margin	37.51%
Pretax Margin	18.56%
Profit Margin	6.95%
EBITDA Margin	37.91%
EBIT Margin	37.51%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 0.05%.

Dividend Per Share	1.00
Dividend Yield	0.05%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	19.07%
Buyback Yield	-0.43%
Shareholder Yield	-0.38%
Earnings Yield	3.04%
FCF Yield	-17.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 13, 2022. It was a forward split with a ratio of 10.

Last Split Date	Sep 13, 2022
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	2