Bajaj Finserv Ltd. (BOM:532978)
India flag India · Delayed Price · Currency is INR
1,659.00
-21.00 (-1.25%)
At close: Oct 28, 2026

Bajaj Finserv Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
1,567,6071,500,0531,323,3531,091,210808,431671,367
Revenue Growth
15.60%13.35%21.27%34.98%20.42%11.43%
Operating Income
582,318554,688479,134397,789290,113207,615
Net Income
101,44398,01088,72381,47864,17345,568
Earnings Per Share
63.1861.0055.0050.7040.0028.60
EPS Growth
7.10%10.91%8.48%26.75%39.86%1.82%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Insurance - Life Insurance
357,849342,101321,389276,731203,048174,686
Insurance - General Insurance
351,245346,499320,342272,993205,625196,121
Investments and Others
47,46936,19540,05931,89917,0419,955
Retail Financing
857,795819,895688,470549,825414,057316,404
Windmill
226239.7222.8240.8231.6293.8
Inter-Segment
-53,345-39,625-41,040-27,859-19,282-13,071
Total
1,572,6731,505,3041,329,4431,103,830820,720684,390

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
35,98635,98657,62557,65025,93640,872
Total Debt
3,614,4013,614,4012,844,7412,287,8341,676,0341,305,197
Net Cash (Debt)
-3,578,415-3,578,415-2,787,117-2,230,184-1,650,098-1,264,325
Net Cash Growth
------
Net Cash Per Share
-2227.74-2226.01-1729.35-1386.68-1028.56-794.24

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--553,014-617,504-655,020-394,795-336,700
Capital Expenditures
--10,143-13,232-9,613-7,793-6,512
Free Cash Flow
--563,157-630,736-664,633-402,589-343,212
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
37.15%36.98%36.21%36.45%35.89%30.92%
Pretax Margin
18.25%17.92%17.95%19.59%20.79%16.79%
Profit Margin
6.47%6.53%6.70%7.47%7.94%6.79%
FCF Margin
--37.54%-47.66%-60.91%-49.80%-51.12%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
1.5001.3001.0001.0000.8000.400
Dividend Per Share Growth
50.00%30.00%0%25.00%100.00%33.33%
Dividend Yield
0.09%0.08%0.05%0.06%0.06%0.02%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
26.2626.5536.0732.4331.4459.58
PS Ratio
1.691.742.422.422.504.04