Bajaj Finserv Ltd. (BOM:532978)
2,029.40
+120.35 (6.30%)
At close: Jul 31, 2026
Bajaj Finserv Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 1,567,607 | 1,500,053 | 1,323,353 | 1,091,210 | 808,431 | 671,367 |
Revenue Growth | 15.60% | 13.35% | 21.27% | 34.98% | 20.42% | 11.43% |
Operating Income Operating Income Growth | 582,318 | 554,688 | 479,134 | 397,789 | 290,113 | 207,615 |
Net Income Net Income Growth | 101,443 | 98,010 | 88,723 | 81,478 | 64,173 | 45,568 |
Earnings Per Share EPS Growth | 63.18 | 61.00 | 55.00 | 50.70 | 40.00 | 28.60 |
EPS Growth | 7.10% | 10.91% | 8.48% | 26.75% | 39.86% | 1.82% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Insurance - Life Insurance Insurance - Life Insurance Growth | 357,849 | 342,101 | 321,389 | 276,731 | 203,048 | 174,686 |
Insurance - General Insurance Insurance - General Insurance Growth | 351,245 | 346,499 | 320,342 | 272,993 | 205,625 | 196,121 |
Investments and Others Investments and Others Growth | 47,469 | 36,195 | 40,059 | 31,899 | 17,041 | 9,955 |
Retail Financing Retail Financing Growth | 857,795 | 819,895 | 688,470 | 549,825 | 414,057 | 316,404 |
Windmill Windmill Growth | 226 | 239.7 | 222.8 | 240.8 | 231.6 | 293.8 |
Inter-Segment Inter-Segment Growth | -53,345 | -39,625 | -41,040 | -27,859 | -19,282 | -13,071 |
Total Total Growth | 1,572,673 | 1,505,304 | 1,329,443 | 1,103,830 | 820,720 | 684,390 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 35,986 | 35,986 | 57,625 | 57,650 | 25,936 | 40,872 |
Total Debt Total Debt Growth | 3,614,401 | 3,614,401 | 2,844,741 | 2,287,834 | 1,676,034 | 1,305,197 |
Net Cash (Debt) Net Cash Growth | -3,578,415 | -3,578,415 | -2,787,117 | -2,230,184 | -1,650,098 | -1,264,325 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -2227.74 | -2226.01 | -1729.35 | -1386.68 | -1028.56 | -794.24 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -553,014 | -617,504 | -655,020 | -394,795 | -336,700 |
Capital Expenditures CapEx Growth | - | -10,143 | -13,232 | -9,613 | -7,793 | -6,512 |
Free Cash Flow Free Cash Flow Growth | - | -563,157 | -630,736 | -664,633 | -402,589 | -343,212 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Margin | 37.15% | 36.98% | 36.21% | 36.45% | 35.89% | 30.92% |
Pretax Margin | 18.25% | 17.92% | 17.95% | 19.59% | 20.79% | 16.79% |
Profit Margin | 6.47% | 6.53% | 6.70% | 7.47% | 7.94% | 6.79% |
FCF Margin | - | -37.54% | -47.66% | -60.91% | -49.80% | -51.12% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 1.500 | 1.300 | 1.000 | 1.000 | 0.800 | 0.400 |
Dividend Per Share Growth | 50.00% | 30.00% | 0% | 25.00% | 100.00% | 33.33% |
Dividend Yield | 0.07% | 0.08% | 0.05% | 0.06% | 0.06% | 0.02% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 31.98 | 26.57 | 36.07 | 32.43 | 31.44 | 59.58 |
PS Ratio | 2.07 | 1.74 | 2.42 | 2.42 | 2.50 | 4.04 |