Punjab & Sind Bank (BOM:533295)
India flag India · Delayed Price · Currency is INR
23.19
+0.20 (0.87%)
At close: Jul 31, 2026

Punjab & Sind Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
48,54447,29442,92235,27037,76433,197
Revenue Growth
7.78%10.19%21.70%-6.60%13.76%-
Net Income
13,84313,21910,1585,95413,13010,391
Earnings Per Share
1.951.861.500.881.942.56
EPS Growth
21.61%24.37%70.52%-54.65%-24.30%-

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
34,99035,99835,99526,67423,45223,653
Corporate/Wholesale Banking
41,36441,71142,24739,67830,71531,796
Other Banking Operations
371.3363.5298.8284.8246.7169.3
Retail Banking
-59,52151,94842,518-24,933
Total
139,256137,593130,490109,15589,32780,552

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
62,45517,31316,42420,06727,54331,881
Total Debt
168,815163,523142,29597,70990,18424,436
Net Cash (Debt)
-106,360-146,210-125,871-77,642-62,6417,445
Net Cash Growth
------63.74%
Net Cash Per Share
-15.01-20.61-18.56-11.46-9.241.83

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--179,481-126,580-79,977-61,001-120,274
Capital Expenditures
--2,407-1,674-2,291-903.1-1,206
Free Cash Flow
--181,888-128,254-82,267-61,904-121,480
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
28.52%27.95%23.67%16.88%34.77%31.30%
FCF Margin
--384.59%-298.81%-233.25%-163.92%-365.94%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
0.3900.3900.0700.2000.4800.310
Dividend Per Share Growth
457.14%457.14%-65.00%-58.33%54.84%-
Dividend Yield
1.68%1.92%0.16%0.34%1.94%2.13%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
11.8711.0630.3968.0013.2610.08
PS Ratio
3.393.097.1911.484.613.15