Punjab & Sind Bank (BOM: 533295)

Punjab & Sind Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	68,547	3,328	3,948	4,289	13,785	3,941
Investment Securities	449,259	450,212	408,810	445,294	351,079	268,663
Total Investments	449,259	450,212	408,810	445,294	351,079	268,663
Gross Loans	885,959	827,364	768,194	636,266	609,417	584,119
Net Loans	885,959	827,364	768,194	636,266	609,417	584,119
Property, Plant & Equipment	17,133	17,558	15,194	15,774	15,849	12,408
Accrued Interest Receivable	-	7,998	6,761	6,218	5,480	6,273
Restricted Cash	-	70,502	59,019	58,593	69,610	91,841
Other Current Assets	-	7,013	5,415	4,604	3,918	1,683
Long-Term Deferred Tax Assets	-	16,202	18,442	21,683	23,160	17,503
Other Long-Term Assets	61,901	76,388	78,761	17,953	12,521	18,606
Total Assets	1,482,797	1,476,565	1,364,545	1,210,675	1,104,819	1,005,038
Interest Bearing Deposits	1,240,248	1,142,335	1,046,906	979,834	919,848	864,548
Non-Interest Bearing Deposits	-	51,761	49,749	41,536	41,234	32,128
Total Deposits	1,240,248	1,194,096	1,096,655	1,021,370	961,082	896,676
Accrued Interest Payable	-	10,317	8,114	6,877	7,362	8,756
Other Current Liabilities	-	2,958	4,636	4,082	3,326	2,156
Long-Term Debt	97,848	97,709	90,184	24,436	26,436	32,131
Other Long-Term Liabilities	28,934	16,151	13,871	13,804	22,983	9,355
Total Liabilities	1,367,030	1,321,231	1,213,460	1,070,570	1,021,189	949,074
Common Stock	67,778	67,778	67,778	67,778	40,527	7,011
Additional Paid-In Capital	-	31,320	31,320	31,320	48,351	26,872
Retained Earnings	-	37,821	35,337	24,350	-21,221	7,084
Comprehensive Income & Other	47,990	18,415	16,651	16,658	15,974	14,997
Total Common Equity	115,767	155,334	151,085	140,106	83,630	55,964
Shareholders' Equity	115,767	155,334	151,085	140,106	83,630	55,964
Total Liabilities & Equity	1,482,797	1,476,565	1,364,545	1,210,675	1,104,819	1,005,038
Total Debt	97,848	97,709	90,184	24,436	26,436	32,131
Net Cash (Debt)	-29,301	-77,642	-62,641	7,445	20,530	1,586
Net Cash Growth	-	-	-	-63.74%	1194.48%	-92.26%
Net Cash Per Share	-4.34	-11.46	-9.24	1.83	26.83	2.52
Filing Date Shares Outstanding	6,845	6,778	6,778	6,778	4,053	701.05
Total Common Shares Outstanding	6,845	6,778	6,778	6,778	4,053	701.05
Book Value Per Share	16.91	22.92	22.29	20.67	20.64	79.83
Tangible Book Value	115,767	155,334	151,085	140,106	83,630	55,964
Tangible Book Value Per Share	16.91	22.92	22.29	20.67	20.64	79.83

Source: S&P Capital IQ. Banks template. Financial Sources.