Punjab & Sind Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	58,491	2,528	3,328	3,948	4,289	13,785
Investment Securities	490,489	432,911	450,212	408,810	445,294	351,079
Total Investments	490,489	432,911	450,212	408,810	445,294	351,079
Gross Loans	1,082,218	972,999	827,364	768,194	636,266	609,417
Net Loans	1,082,218	972,999	827,364	768,194	636,266	609,417
Property, Plant & Equipment	17,756	17,789	17,558	15,194	15,774	15,849
Accrued Interest Receivable	-	7,959	7,998	6,761	6,218	5,480
Restricted Cash	-	85,672	70,502	59,019	58,593	69,610
Other Current Assets	-	4,893	7,013	5,415	4,604	3,918
Long-Term Deferred Tax Assets	-	12,985	16,202	18,442	21,683	23,160
Other Long-Term Assets	58,384	80,416	76,388	78,761	17,953	12,521
Total Assets	1,707,337	1,618,152	1,476,565	1,364,545	1,210,675	1,104,819
Interest Bearing Deposits	1,392,025	1,243,023	1,142,335	1,046,906	979,834	919,848
Non-Interest Bearing Deposits	-	54,717	51,761	49,749	41,536	41,234
Total Deposits	1,392,025	1,297,740	1,194,096	1,096,655	1,021,370	961,082
Accrued Interest Payable	-	11,669	10,317	8,114	6,877	7,362
Other Current Liabilities	-	17,159	2,958	4,636	4,082	3,326
Long-Term Debt	143,940	142,295	97,709	90,184	24,436	26,436
Other Long-Term Liabilities	32,128	15,741	16,151	13,871	13,804	22,983
Total Liabilities	1,568,092	1,484,604	1,321,231	1,213,460	1,070,570	1,021,189
Common Stock	70,956	70,956	67,778	67,778	67,778	40,527
Additional Paid-In Capital	-	40,186	31,320	31,320	31,320	48,351
Retained Earnings	-	3,659	37,821	35,337	24,350	-21,221
Comprehensive Income & Other	68,289	18,747	18,415	16,651	16,658	15,974
Shareholders' Equity	139,244	133,548	155,334	151,085	140,106	83,630
Total Liabilities & Equity	1,707,337	1,618,152	1,476,565	1,364,545	1,210,675	1,104,819
Total Debt	143,940	142,295	97,709	90,184	24,436	26,436
Net Cash (Debt)	-85,449	-126,081	-77,642	-62,641	7,445	20,530
Net Cash Growth	-	-	-	-	-63.74%	1194.48%
Net Cash Per Share	-12.16	-18.59	-11.46	-9.24	1.83	26.83
Filing Date Shares Outstanding	7,158	7,096	6,778	6,778	6,778	4,053
Total Common Shares Outstanding	7,158	7,096	6,778	6,778	6,778	4,053
Book Value Per Share	19.45	18.82	22.92	22.29	20.67	20.64
Tangible Book Value	139,244	133,548	155,334	151,085	140,106	83,630
Tangible Book Value Per Share	19.45	18.82	22.92	22.29	20.67	20.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.