Viji Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	33.23	22.89	13.75	20.83	12.16	9.2
Total Interest Expense	6.14	4.92	1.36	1.92	0.58	0.38
Net Interest Income	27.09	17.97	12.39	18.91	11.58	8.82
Commissions and Fees	0	0.36	0.01	0.01	0.04	-
Gain (Loss) on Sale of Investments	-0.15	-0.15	-	0.05	0.04	0.24
Other Revenue	6.17	6.19	-	-	-	-
Revenue Before Loan Losses	33.11	24.37	12.4	18.98	11.66	9.06
Revenue	33.11	24.37	12.4	18.98	11.66	9.06
Revenue Growth (YoY)	111.70%	96.49%	-34.66%	62.85%	28.59%	-6.36%
Salaries & Employee Benefits	4.47	8.23	4.71	6.65	3.38	0.91
Cost of Services Provided	1.36	1.36	0.11	0.41	0.3	-
Other Operating Expenses	9.79	9.12	3.08	2.4	2.24	1.74
Total Operating Expenses	18.96	22.2	10.56	12.98	6.69	3.14
Operating Income	14.14	2.17	1.84	6	4.96	5.93
EBT Excluding Unusual Items	14.14	2.17	1.84	6	4.96	5.92
Pretax Income	14.14	2.17	1.84	6	4.95	5.92
Income Tax Expense	2.19	0.48	0.46	1.67	0.55	1.46
Net Income	11.95	1.69	1.38	4.33	4.4	4.47
Net Income to Common	11.95	1.69	1.38	4.33	4.4	4.47
Net Income Growth	-	22.25%	-68.13%	-1.66%	-1.41%	235.53%
Shares Outstanding (Basic)	143	143	83	83	83	83
Shares Outstanding (Diluted)	143	143	83	83	83	83
Shares Change (YoY)	16.73%	72.73%	-	-	-	-
EPS (Basic)	0.08	0.01	0.02	0.05	0.05	0.05
EPS (Diluted)	0.08	0.01	0.02	0.05	0.05	0.05
EPS Growth	-	-40.22%	-66.55%	-	-	209.92%
Free Cash Flow	-	-29.87	-28.45	-44.43	-16.35	7.25
Free Cash Flow Per Share	-	-0.21	-0.34	-0.54	-0.20	0.09
Operating Margin	42.72%	8.89%	14.83%	31.62%	42.56%	65.37%
Profit Margin	36.10%	6.92%	11.13%	22.81%	37.78%	49.27%
Free Cash Flow Margin	-	-122.59%	-229.37%	-234.08%	-140.24%	79.95%
Effective Tax Rate	15.50%	22.11%	24.96%	27.84%	11.12%	24.61%
Revenue as Reported	39.25	29.29	13.76	20.9	12.71	9.44

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.