Viji Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	50.78	22.89	13.75	20.83	12.16
Total Interest Expense	5.24	4.92	1.36	1.92	0.58
Net Interest Income	45.54	17.97	12.39	18.91	11.58
Commissions and Fees	0.03	0.36	0.01	0.01	0.04
Gain (Loss) on Sale of Investments	-	-0.15	-	0.05	0.04
Other Revenue	1.58	6.19	-	-	-
Revenue Before Loan Losses	47.16	24.37	12.4	18.98	11.66
Revenue	47.16	24.37	12.4	18.98	11.66
Revenue Growth (YoY)	93.50%	96.49%	-34.66%	62.85%	28.59%
Salaries & Employee Benefits	5.91	8.23	4.71	6.65	3.38
Cost of Services Provided	-	1.36	0.11	0.41	0.3
Other Operating Expenses	11.57	9.12	3.08	2.4	2.24
Total Operating Expenses	20.74	22.2	10.56	12.98	6.69
Operating Income	26.41	2.17	1.84	6	4.96
EBT Excluding Unusual Items	26.41	2.17	1.84	6	4.96
Pretax Income	26.41	2.17	1.84	6	4.95
Income Tax Expense	6.67	0.48	0.46	1.67	0.55
Net Income	19.75	1.69	1.38	4.33	4.4
Net Income to Common	19.75	1.69	1.38	4.33	4.4
Net Income Growth	1070.48%	22.25%	-68.13%	-1.66%	-1.41%
Shares Outstanding (Basic)	141	143	83	83	83
Shares Outstanding (Diluted)	141	143	83	83	83
Shares Change (YoY)	-1.02%	72.73%	-	-	-
EPS (Basic)	0.14	0.01	0.02	0.05	0.05
EPS (Diluted)	0.14	0.01	0.02	0.05	0.05
EPS Growth	1300.00%	-40.22%	-66.55%	-	-
Free Cash Flow	21.89	-29.87	-28.45	-44.43	-16.35
Free Cash Flow Per Share	0.15	-0.21	-0.34	-0.54	-0.20
Operating Margin	56.01%	8.89%	14.83%	31.62%	42.56%
Profit Margin	41.88%	6.92%	11.13%	22.81%	37.78%
Free Cash Flow Margin	46.42%	-122.59%	-229.37%	-234.08%	-140.24%
Effective Tax Rate	25.24%	22.11%	24.96%	27.84%	11.12%
Revenue as Reported	52.4	29.29	13.76	20.9	12.71

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.