Real Touch Finance Limited (BOM:538611)

Real Touch Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	273.76	257.92	177.56	93.8	23.61	22.69
Total Interest Expense	149.16	142.01	93.6	44.06	-	-
Net Interest Income	124.6	115.91	83.96	49.74	23.61	22.69
Other Revenue	32.97	30.81	11.27	10.14	0.51	-
Revenue Before Loan Losses	157.58	146.72	95.23	59.88	24.12	22.69
Provision for Loan Losses	7.36	6.25	4.78	3.86	0.02	0.22
Revenue	150.22	140.47	90.45	56.02	24.1	22.48
Revenue Growth (YoY)	58.02%	55.30%	61.45%	132.42%	7.25%	21.32%
Salaries & Employee Benefits	46.96	43.85	28.03	9.73	2.35	2.11
Cost of Services Provided	7.59	12.13	5.72	0.66	2.27	0.96
Other Operating Expenses	32.13	24.89	14.81	6.5	0	-
Total Operating Expenses	89.54	83.82	51.17	17.53	4.64	3.06
Operating Income	60.68	56.65	39.27	38.5	19.47	19.41
EBT Excluding Unusual Items	60.68	56.65	39.27	38.5	19.47	19.41
Gain (Loss) on Sale of Investments	-	-	-	-1.19	-	-
Pretax Income	60.68	56.65	39.27	37.31	19.47	19.41
Income Tax Expense	11.59	10.55	12.94	11.11	4.95	5
Net Income	49.09	46.1	26.33	26.2	14.52	14.41
Net Income to Common	49.09	46.1	26.33	26.2	14.52	14.41
Net Income Growth	77.45%	75.09%	0.51%	80.45%	0.74%	26.75%
Shares Outstanding (Basic)	13	13	13	13	13	13
Shares Outstanding (Diluted)	13	13	13	13	13	13
Shares Change (YoY)	1.71%	1.73%	-	-	-	-
EPS (Basic)	3.88	3.63	2.07	2.06	1.14	1.14
EPS (Diluted)	3.79	3.57	2.07	2.06	1.14	1.14
EPS Growth	74.47%	72.46%	0.48%	80.70%	0.40%	26.75%
Free Cash Flow	-	-263.28	-500.24	-878.76	3.88	-48.91
Free Cash Flow Per Share	-	-20.39	-39.41	-69.23	0.31	-3.85
Operating Margin	40.39%	40.33%	43.42%	68.72%	80.77%	86.37%
Profit Margin	32.68%	32.82%	29.11%	46.76%	60.23%	64.12%
Free Cash Flow Margin	-	-187.43%	-553.07%	-1568.57%	16.11%	-217.64%
Effective Tax Rate	19.10%	18.62%	32.96%	29.78%	25.43%	25.76%
Revenue as Reported	306.73	288.73	188.83	103.94	24.12	22.69

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.