Real Touch Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	291.73	257.92	177.56	93.8	23.61	22.69
Total Interest Expense	155.01	142.01	93.6	44.06	-	-
Net Interest Income	136.72	115.91	83.96	49.74	23.61	22.69
Other Revenue	58.09	30.81	11.27	10.14	0.51	-
Revenue Before Loan Losses	194.8	146.72	95.23	59.88	24.12	22.69
Provision for Loan Losses	31.04	6.25	4.78	3.86	0.02	0.22
Revenue	163.77	140.47	90.45	56.02	24.1	22.48
Revenue Growth (YoY)	49.91%	55.30%	61.45%	132.42%	7.25%	21.32%
Salaries & Employee Benefits	46.7	43.85	28.03	9.73	2.35	2.11
Cost of Services Provided	11.45	12.13	5.72	0.66	2.27	0.96
Other Operating Expenses	30.72	24.89	14.81	6.5	0	-
Total Operating Expenses	91.66	83.82	51.17	17.53	4.64	3.06
Operating Income	72.1	56.65	39.27	38.5	19.47	19.41
EBT Excluding Unusual Items	72.1	56.65	39.27	38.5	19.47	19.41
Gain (Loss) on Sale of Investments	-	-	-	-1.19	-	-
Pretax Income	72.1	56.65	39.27	37.31	19.47	19.41
Income Tax Expense	14.46	10.55	12.94	11.11	4.95	5
Net Income	57.64	46.1	26.33	26.2	14.52	14.41
Net Income to Common	57.64	46.1	26.33	26.2	14.52	14.41
Net Income Growth	60.43%	75.09%	0.51%	80.45%	0.74%	26.75%
Shares Outstanding (Basic)	13	13	13	13	13	13
Shares Outstanding (Diluted)	13	13	13	13	13	13
Shares Change (YoY)	2.69%	1.73%	-	-	-	-
EPS (Basic)	4.54	3.63	2.07	2.06	1.14	1.14
EPS (Diluted)	4.43	3.57	2.07	2.06	1.14	1.14
EPS Growth	56.46%	72.46%	0.48%	80.70%	0.40%	26.75%
Free Cash Flow	-229.26	-263.28	-500.24	-878.76	3.88	-48.91
Free Cash Flow Per Share	-17.63	-20.39	-39.41	-69.23	0.31	-3.85
Operating Margin	44.03%	40.33%	43.42%	68.72%	80.77%	86.37%
Profit Margin	35.20%	32.82%	29.11%	46.76%	60.23%	64.12%
Free Cash Flow Margin	-139.99%	-187.43%	-553.07%	-1568.57%	16.11%	-217.64%
Effective Tax Rate	20.06%	18.62%	32.96%	29.78%	25.43%	25.76%
Revenue as Reported	349.81	288.73	188.83	103.94	24.12	22.69

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.