Real Touch Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	305.39	257.92	177.56	93.8	23.61	22.69
Total Interest Expense	172.54	142.01	93.6	44.06	-	-
Net Interest Income	132.86	115.91	83.96	49.74	23.61	22.69
Other Revenue	55.74	30.81	11.27	10.14	0.51	-
Revenue Before Loan Losses	188.6	146.72	95.23	59.88	24.12	22.69
Provision for Loan Losses	33.92	6.25	4.78	3.86	0.02	0.22
Revenue	154.68	140.47	90.45	56.02	24.1	22.48
Revenue Growth (YoY)	25.11%	55.30%	61.45%	132.42%	7.25%	21.32%
Salaries & Employee Benefits	48.74	43.85	28.03	9.73	2.35	2.11
Cost of Services Provided	10.6	12.13	5.72	0.66	2.27	0.96
Other Operating Expenses	30.42	24.89	14.81	6.5	0	-
Total Operating Expenses	92.52	83.82	51.17	17.53	4.64	3.06
Operating Income	62.16	56.65	39.27	38.5	19.47	19.41
EBT Excluding Unusual Items	62.16	56.65	39.27	38.5	19.47	19.41
Gain (Loss) on Sale of Investments	-	-	-	-1.19	-	-
Pretax Income	62.16	56.65	39.27	37.31	19.47	19.41
Income Tax Expense	13.1	10.55	12.94	11.11	4.95	5
Net Income	49.06	46.1	26.33	26.2	14.52	14.41
Net Income to Common	49.06	46.1	26.33	26.2	14.52	14.41
Net Income Growth	10.11%	75.09%	0.51%	80.45%	0.74%	26.75%
Shares Outstanding (Basic)	13	13	13	13	13	13
Shares Outstanding (Diluted)	13	13	13	13	13	13
Shares Change (YoY)	3.28%	1.73%	-	-	-	-
EPS (Basic)	3.86	3.63	2.07	2.06	1.14	1.14
EPS (Diluted)	3.75	3.57	2.07	2.06	1.14	1.14
EPS Growth	6.74%	72.46%	0.48%	80.70%	0.40%	26.75%
Free Cash Flow	-	-263.28	-500.24	-878.76	3.88	-48.91
Free Cash Flow Per Share	-	-20.39	-39.41	-69.23	0.31	-3.85
Operating Margin	40.19%	40.33%	43.42%	68.72%	80.77%	86.37%
Profit Margin	31.71%	32.82%	29.11%	46.76%	60.23%	64.12%
Free Cash Flow Margin	-	-187.43%	-553.07%	-1568.57%	16.11%	-217.64%
Effective Tax Rate	21.08%	18.62%	32.96%	29.78%	25.43%	25.76%
Revenue as Reported	361.14	288.73	188.83	103.94	24.12	22.69

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.