Real Touch Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	311.38	257.92	177.56	93.8	23.61
Total Interest Expense	199.14	142.01	93.6	44.06	-
Net Interest Income	112.24	115.91	83.96	49.74	23.61
Other Revenue	93.11	30.81	11.27	10.14	0.51
Revenue Before Loan Losses	205.35	146.72	95.23	59.88	24.12
Provision for Loan Losses	50.46	6.25	4.78	3.86	0.02
Revenue	154.88	140.47	90.45	56.02	24.1
Revenue Growth (YoY)	10.26%	55.30%	61.45%	132.42%	7.25%
Salaries & Employee Benefits	36.04	43.85	28.03	9.73	2.35
Cost of Services Provided	4.82	12.13	5.72	0.66	2.27
Other Operating Expenses	34.71	24.89	14.81	6.5	0
Total Operating Expenses	78.07	83.82	51.17	17.53	4.64
Operating Income	76.81	56.65	39.27	38.5	19.47
EBT Excluding Unusual Items	76.81	56.65	39.27	38.5	19.47
Gain (Loss) on Sale of Investments	-	-	-	-1.19	-
Pretax Income	76.81	56.65	39.27	37.31	19.47
Income Tax Expense	24.89	10.55	12.94	11.11	4.95
Net Income	51.93	46.1	26.33	26.2	14.52
Net Income to Common	51.93	46.1	26.33	26.2	14.52
Net Income Growth	12.63%	75.09%	0.51%	80.45%	0.74%
Shares Outstanding (Basic)	13	13	13	13	13
Shares Outstanding (Diluted)	13	13	13	13	13
Shares Change (YoY)	-1.44%	1.73%	-	-	-
EPS (Basic)	4.09	3.63	2.07	2.06	1.14
EPS (Diluted)	4.08	3.57	2.07	2.06	1.14
EPS Growth	14.29%	72.46%	0.48%	80.70%	0.40%
Free Cash Flow	332.45	-263.28	-500.24	-878.76	3.88
Free Cash Flow Per Share	26.12	-20.39	-39.41	-69.23	0.31
Operating Margin	49.59%	40.33%	43.42%	68.72%	80.77%
Profit Margin	33.53%	32.82%	29.11%	46.76%	60.23%
Free Cash Flow Margin	214.65%	-187.43%	-553.07%	-1568.57%	16.11%
Effective Tax Rate	32.40%	18.62%	32.96%	29.78%	25.43%
Revenue as Reported	404.49	288.73	188.83	103.94	24.12