Sangam Finserv Limited (BOM:538714)
32.98
+2.09 (6.77%)
At close: Nov 13, 2026
Sangam Finserv Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 175.22 | 166.64 | 175.29 | 174.3 | 162.59 | 152.66 |
Total Interest Expense | 46.43 | 31.93 | 23.22 | 34.77 | 39.58 | 38.95 |
Net Interest Income | 128.79 | 134.71 | 152.08 | 139.53 | 123.01 | 113.72 |
Commissions and Fees | 18.25 | 16.84 | 10.7 | 9.36 | 0.77 | - |
Gain (Loss) on Sale of Investments | -28.58 | -28.58 | -15.84 | 2 | 1.58 | - |
Other Revenue | 83.29 | 1.36 | - | 0.12 | 0.1 | 0.09 |
Revenue Before Loan Losses | 201.76 | 124.33 | 146.93 | 151.01 | 125.46 | 113.81 |
| 201.76 | 124.33 | 146.93 | 151.01 | 125.46 | 113.81 | |
Revenue Growth | 14.14% | -15.38% | -2.70% | 20.37% | 10.24% | -8.27% |
Salaries & Employee Benefits | 28.57 | 26.82 | 20.09 | 18.4 | 12.21 | 2.68 |
Cost of Services Provided | 1.17 | 1.17 | 3.09 | 2.17 | 1.04 | 0.87 |
Other Operating Expenses | 47.67 | 45.35 | 29.97 | 22.11 | 17.74 | 6.81 |
Total Operating Expenses | 78.54 | 74.76 | 54.9 | 45.05 | 33.5 | 11.37 |
Operating Income | 123.22 | 49.56 | 92.03 | 105.96 | 91.96 | 102.44 |
Pretax Income | 123.22 | 49.56 | 92.03 | 105.96 | 91.96 | 102.43 |
Income Tax Expense | 31.94 | 16.99 | 26.06 | 26.93 | 27.53 | 26.89 |
Net Income | 91.28 | 32.58 | 65.97 | 79.04 | 64.43 | 75.55 |
Net Income to Common | 91.28 | 32.58 | 65.97 | 79.04 | 64.43 | 75.55 |
Net Income Growth | 13.19% | -50.62% | -16.53% | 22.68% | -14.72% | 27.45% |
Shares Outstanding (Basic) | 47 | 47 | 47 | 47 | 47 | 47 |
Shares Outstanding (Diluted) | 47 | 47 | 47 | 47 | 47 | 47 |
Shares Change | 0.26% | - | - | - | - | - |
EPS (Basic) | 1.96 | 0.70 | 1.42 | 1.70 | 1.38 | 1.62 |
EPS (Diluted) | 1.96 | 0.70 | 1.42 | 1.70 | 1.38 | 1.62 |
EPS Growth | 12.90% | -50.62% | -16.53% | 22.68% | -14.72% | 27.45% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -140.92 | 151.22 | 287.93 | 103.13 | 204.01 | 241.31 |
Free Cash Flow Per Share | -3.02 | 3.24 | 6.18 | 2.21 | 4.38 | 5.18 |
Operating Margin | 61.07% | 39.86% | 62.64% | 70.17% | 73.30% | 90.01% |
Profit Margin | 45.24% | 26.20% | 44.90% | 52.34% | 51.35% | 66.38% |
Free Cash Flow Margin | -69.85% | 121.63% | 195.96% | 68.29% | 162.62% | 212.03% |
Effective Tax Rate | 25.92% | 34.27% | 28.32% | 25.41% | 29.94% | 26.25% |
Revenue as Reported | 248.18 | 156.26 | 170.15 | 185.78 | 165.04 | 152.75 |