Regency Fincorp Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Interest and Dividend Income	261.44	189.35	151.94	133.29	52.65	35.7	Upgrade
Total Interest Expense	92.79	78.64	88.87	93.85	26.14	22.99	Upgrade
Net Interest Income	168.65	110.72	63.07	39.44	26.51	12.71	Upgrade
Commissions and Fees	18.75	10.2	0.81	1.61	-	-	Upgrade
Gain (Loss) on Sale of Investments	1.49	1.49	0.69	-	-	-	Upgrade
Other Revenue	45.22	15.6	3.87	0.32	1.23	17.87	Upgrade
Revenue Before Loan Losses	234.12	138.01	68.44	41.37	27.74	30.58	Upgrade
Provision for Loan Losses	2.04	2.04	-	-	-	-	Upgrade
Revenue	232.07	135.97	68.44	41.37	27.74	30.58	Upgrade
Revenue Growth (YoY)	176.94%	98.66%	65.44%	49.11%	-9.27%	83.29%	Upgrade
Salaries & Employee Benefits	48.75	38.01	15.96	13.17	11.2	7.77	Upgrade
Cost of Services Provided	13.17	9.74	7.79	6.8	1.38	1.8	Upgrade
Other Operating Expenses	19.01	9.47	6.16	4.56	4.96	12.21	Upgrade
Total Operating Expenses	89.47	64.52	38.38	28.63	20.92	23.92	Upgrade
Operating Income	142.61	71.44	30.06	12.74	6.82	6.66	Upgrade
EBT Excluding Unusual Items	142.61	71.44	30.07	12.74	6.89	6.66	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-	-	-0.12	Upgrade
Pretax Income	138.1	66.93	25.59	12.74	7.2	6.02	Upgrade
Income Tax Expense	37.15	17.18	5.92	3.49	1.66	1.84	Upgrade
Net Income	100.95	49.76	19.67	9.25	5.54	4.18	Upgrade
Net Income to Common	100.95	49.76	19.67	9.25	5.54	4.18	Upgrade
Net Income Growth	282.96%	152.97%	112.66%	67.04%	32.40%	11.13%	Upgrade
Shares Outstanding (Basic)	77	64	38	11	8	8	Upgrade
Shares Outstanding (Diluted)	77	64	38	11	8	8	Upgrade
Shares Change (YoY)	82.18%	66.35%	257.76%	30.29%	-	-	Upgrade
EPS (Basic)	1.32	0.78	0.51	0.87	0.68	0.51	Upgrade
EPS (Diluted)	1.32	0.78	0.51	0.87	0.68	0.51	Upgrade
EPS Growth	111.26%	52.94%	-41.08%	28.23%	32.39%	11.13%	Upgrade
Free Cash Flow	181.03	90.16	55.78	107.27	-3.35	6.3	Upgrade
Free Cash Flow Per Share	2.37	1.42	1.46	10.04	-0.41	0.77	Upgrade
Operating Margin	61.45%	52.54%	43.92%	30.79%	24.59%	21.78%	Upgrade
Profit Margin	43.50%	36.59%	28.74%	22.36%	19.96%	13.68%	Upgrade
Free Cash Flow Margin	78.00%	66.31%	81.50%	259.30%	-12.07%	20.61%	Upgrade
Effective Tax Rate	26.90%	25.66%	23.12%	27.38%	23.09%	30.58%	Upgrade
Revenue as Reported	326.91	216.64	157.33	135.22	54.65	53.67	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.