Regency Fincorp Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	324.06	189.35	151.94	133.29	52.65
Total Interest Expense	102.84	78.64	88.87	93.85	26.14
Net Interest Income	221.23	110.72	63.07	39.44	26.51
Commissions and Fees	20.54	10.2	0.81	1.61	-
Gain (Loss) on Sale of Investments	-	1.49	0.69	-	-
Other Revenue	55.91	15.6	3.87	0.32	1.23
Revenue Before Loan Losses	297.68	138.01	68.44	41.37	27.74
Provision for Loan Losses	14.1	2.04	-	-	-
Revenue	283.58	135.97	68.44	41.37	27.74
Revenue Growth (YoY)	108.56%	98.66%	65.44%	49.11%	-9.27%
Salaries & Employee Benefits	44.29	38.01	15.96	13.17	11.2
Cost of Services Provided	21.55	9.74	7.79	6.8	1.38
Other Operating Expenses	26.76	9.47	6.16	4.56	4.96
Total Operating Expenses	101.3	64.52	38.38	28.63	20.92
Operating Income	182.28	71.44	30.06	12.74	6.82
EBT Excluding Unusual Items	182.28	71.44	30.07	12.74	6.89
Pretax Income	182.28	66.93	25.59	12.74	7.2
Income Tax Expense	48.11	17.18	5.92	3.49	1.66
Net Income	134.17	49.76	19.67	9.25	5.54
Net Income to Common	134.17	49.76	19.67	9.25	5.54
Net Income Growth	169.65%	152.97%	112.66%	67.04%	32.40%
Shares Outstanding (Basic)	80	64	38	11	8
Shares Outstanding (Diluted)	91	64	38	11	8
Shares Change (YoY)	43.52%	66.35%	257.76%	30.29%	-
EPS (Basic)	1.67	0.78	0.51	0.87	0.68
EPS (Diluted)	1.47	0.78	0.51	0.87	0.68
EPS Growth	88.46%	52.94%	-41.08%	28.23%	32.39%
Free Cash Flow	234.82	90.16	55.78	107.27	-3.35
Free Cash Flow Per Share	2.57	1.42	1.46	10.04	-0.41
Operating Margin	64.28%	52.54%	43.92%	30.79%	24.59%
Profit Margin	47.31%	36.59%	28.74%	22.36%	19.96%
Free Cash Flow Margin	82.81%	66.31%	81.50%	259.30%	-12.07%
Effective Tax Rate	26.39%	25.66%	23.12%	27.38%	23.09%
Revenue as Reported	400.51	216.64	157.33	135.22	54.65