Regency Fincorp Limited (BOM:540175)

Regency Fincorp Statistics

Total Valuation

Regency Fincorp has a market cap or net worth of INR 2.79 billion.

Market Cap	2.79B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, May 6, 2026.

Earnings Date	May 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Regency Fincorp has 80.17 million shares outstanding. The number of shares has increased by 43.52% in one year.

Current Share Class	80.17M
Shares Outstanding	80.17M
Shares Change (YoY)	+43.52%
Shares Change (QoQ)	-1.53%
Owned by Insiders (%)	20.91%
Owned by Institutions (%)	2.14%
Float	36.15M

Valuation Ratios

The trailing PE ratio is 23.67.

PE Ratio	23.67
Forward PE	n/a
PS Ratio	9.84
PB Ratio	1.74
P/TBV Ratio	1.74
P/FCF Ratio	11.88
P/OCF Ratio	10.36
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 44.15, with a Debt / Equity ratio of 0.97.

Current Ratio	44.15
Quick Ratio	44.03
Debt / Equity	0.97
Debt / EBITDA	n/a
Debt / FCF	6.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.50% and return on invested capital (ROIC) is 4.82%.

Return on Equity (ROE)	9.50%
Return on Assets (ROA)	4.80%
Return on Invested Capital (ROIC)	4.82%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.11%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, Regency Fincorp has paid 48.11 million in taxes.

Income Tax	48.11M
Effective Tax Rate	26.39%

Stock Price Statistics

The stock price has increased by +19.75% in the last 52 weeks. The beta is 0.67, so Regency Fincorp's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+19.75%
50-Day Moving Average	28.62
200-Day Moving Average	33.71
Relative Strength Index (RSI)	68.10
Average Volume (20 Days)	138,264

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Regency Fincorp had revenue of INR 283.58 million and earned 134.17 million in profits. Earnings per share was 1.47.

Revenue	283.58M
Gross Profit	262.03M
Operating Income	182.28M
Pretax Income	182.28M
Net Income	134.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.47

Balance Sheet

The company has 514.91 million in cash and 1.56 billion in debt, with a net cash position of -1.04 billion or -13.00 per share.

Cash & Cash Equivalents	514.91M
Total Debt	1.56B
Net Cash	-1.04B
Net Cash Per Share	-13.00
Equity (Book Value)	1.60B
Book Value Per Share	19.98
Working Capital	3.06B

Cash Flow

In the last 12 months, operating cash flow was 269.31 million and capital expenditures -34.49 million, giving a free cash flow of 234.82 million.

Operating Cash Flow	269.31M
Capital Expenditures	-34.49M
Depreciation & Amortization	8.70M
Net Borrowing	512.11M
Free Cash Flow	234.82M
FCF Per Share	2.93

Margins

Gross margin is 92.40%, with operating and profit margins of 64.28% and 47.31%.

Gross Margin	92.40%
Operating Margin	64.28%
Pretax Margin	64.28%
Profit Margin	47.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	82.81%

Dividends & Yields

Regency Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-43.52%
Shareholder Yield	-43.52%
Earnings Yield	4.81%
FCF Yield	8.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 21, 2022. It was a forward split with a ratio of 2.

Last Split Date	Oct 21, 2022
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	6