Regency Fincorp Limited (BOM:540175)

Regency Fincorp Statistics

Total Valuation

Regency Fincorp has a market cap or net worth of INR 2.45 billion.

Market Cap	2.45B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	n/a

Share Statistics

Regency Fincorp has 80.17 million shares outstanding. The number of shares has increased by 82.18% in one year.

Current Share Class	80.17M
Shares Outstanding	80.17M
Shares Change (YoY)	+82.18%
Shares Change (QoQ)	-1.36%
Owned by Insiders (%)	15.26%
Owned by Institutions (%)	1.80%
Float	44.21M

Valuation Ratios

The trailing PE ratio is 23.19.

PE Ratio	23.19
Forward PE	n/a
PS Ratio	10.55
PB Ratio	1.79
P/TBV Ratio	1.79
P/FCF Ratio	13.53
P/OCF Ratio	11.83
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 44.87, with a Debt / Equity ratio of 0.76.

Current Ratio	44.87
Quick Ratio	44.74
Debt / Equity	0.76
Debt / EBITDA	n/a
Debt / FCF	5.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.96% and return on invested capital (ROIC) is 4.46%.

Return on Equity (ROE)	9.96%
Return on Assets (ROA)	5.12%
Return on Invested Capital (ROIC)	4.46%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.57%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, Regency Fincorp has paid 37.15 million in taxes.

Income Tax	37.15M
Effective Tax Rate	26.90%

Stock Price Statistics

The stock price has decreased by -8.93% in the last 52 weeks. The beta is 0.41, so Regency Fincorp's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	-8.93%
50-Day Moving Average	34.17
200-Day Moving Average	33.74
Relative Strength Index (RSI)	36.64
Average Volume (20 Days)	44,914

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Regency Fincorp had revenue of INR 232.07 million and earned 100.95 million in profits. Earnings per share was 1.32.

Revenue	232.07M
Gross Profit	221.40M
Operating Income	142.61M
Pretax Income	138.10M
Net Income	100.95M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.32

Balance Sheet

The company has 439.53 million in cash and 1.04 billion in debt, with a net cash position of -600.83 million or -7.49 per share.

Cash & Cash Equivalents	439.53M
Total Debt	1.04B
Net Cash	-600.83M
Net Cash Per Share	-7.49
Equity (Book Value)	1.37B
Book Value Per Share	19.77
Working Capital	2.31B

Cash Flow

In the last 12 months, operating cash flow was 207.00 million and capital expenditures -25.98 million, giving a free cash flow of 181.03 million.

Operating Cash Flow	207.00M
Capital Expenditures	-25.98M
Free Cash Flow	181.03M
FCF Per Share	2.26

Margins

Gross margin is 95.40%, with operating and profit margins of 61.45% and 43.50%.

Gross Margin	95.40%
Operating Margin	61.45%
Pretax Margin	59.51%
Profit Margin	43.50%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	78.00%

Dividends & Yields

Regency Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-82.18%
Shareholder Yield	-82.18%
Earnings Yield	4.12%
FCF Yield	7.39%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 21, 2022. It was a forward split with a ratio of 2.

Last Split Date	Oct 21, 2022
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5