Regency Fincorp Statistics

Total Valuation

Regency Fincorp has a market cap or net worth of INR 1.98 billion.

Market Cap	1.98B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 17, 2025.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	n/a

Share Statistics

Regency Fincorp has 69.46 million shares outstanding. The number of shares has increased by 67.01% in one year.

Current Share Class	69.46M
Shares Outstanding	69.46M
Shares Change (YoY)	+67.01%
Shares Change (QoQ)	+28.89%
Owned by Insiders (%)	17.90%
Owned by Institutions (%)	2.07%
Float	28.93M

Valuation Ratios

The trailing PE ratio is 36.60.

PE Ratio	36.60
Forward PE	n/a
PS Ratio	14.75
PB Ratio	1.63
P/TBV Ratio	1.63
P/FCF Ratio	22.00
P/OCF Ratio	17.42
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 94.00, with a Debt / Equity ratio of 0.86.

Current Ratio	94.00
Quick Ratio	93.52
Debt / Equity	0.86
Debt / EBITDA	n/a
Debt / FCF	11.59
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.78%.

Return on Equity (ROE)	5.78%
Return on Assets (ROA)	2.65%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, Regency Fincorp has paid 17.20 million in taxes.

Income Tax	17.20M
Effective Tax Rate	25.67%

Stock Price Statistics

The stock price has increased by +91.21% in the last 52 weeks. The beta is 0.16, so Regency Fincorp's price volatility has been lower than the market average.

Beta (5Y)	0.16
52-Week Price Change	+91.21%
50-Day Moving Average	29.48
200-Day Moving Average	32.11
Relative Strength Index (RSI)	45.61
Average Volume (20 Days)	40,514

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Regency Fincorp had revenue of INR 134.50 million and earned 49.80 million in profits. Earnings per share was 0.78.

Revenue	134.50M
Gross Profit	127.40M
Operating Income	66.90M
Pretax Income	67.00M
Net Income	49.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.78

Full Income Statement

Balance Sheet

The company has 455.69 million in cash and 1.05 billion in debt, giving a net cash position of -589.68 million or -8.49 per share.

Cash & Cash Equivalents	455.69M
Total Debt	1.05B
Net Cash	-589.68M
Net Cash Per Share	-8.49
Equity (Book Value)	1.22B
Book Value Per Share	19.29
Working Capital	2.15B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 113.88 million and capital expenditures -23.72 million, giving a free cash flow of 90.16 million.

Operating Cash Flow	113.88M
Capital Expenditures	-23.72M
Free Cash Flow	90.16M
FCF Per Share	1.30

Full Cash Flow Statement

Margins

Gross margin is 94.72%, with operating and profit margins of 49.74% and 37.03%.

Gross Margin	94.72%
Operating Margin	49.74%
Pretax Margin	49.81%
Profit Margin	37.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	67.03%

Dividends & Yields

Regency Fincorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-67.01%
Shareholder Yield	n/a
Earnings Yield	2.51%
FCF Yield	4.55%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 21, 2022. It was a forward split with a ratio of 2.

Last Split Date	Oct 21, 2022
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	6