General Insurance Corporation of India (BOM:540755)
India · Delayed Price · Currency is INR 359.80
+4.40 (1.24%)
At close: Aug 18, 2026
BOM:540755 Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Premiums & Annuity Revenue | 396,137 | 396,856 | 367,495 | 336,455 | 359,821 | 395,438 |
Total Interest & Dividend Income | 131,960 | 132,423 | 87,782 | 81,419 | 62,366 | 50,615 |
Gain (Loss) on Sale of Investments | -377.3 | -369.4 | 40,485 | 40,927 | 43,694 | 43,859 |
Other Revenue | - | - | 100.3 | 85.1 | - | - |
| 527,720 | 528,910 | 495,862 | 458,886 | 465,880 | 489,912 | |
Revenue Growth | 2.90% | 6.67% | 8.06% | -1.50% | -4.91% | 0.59% |
Policy Benefits | 332,836 | 333,182 | 327,648 | 316,178 | 332,042 | 367,035 |
Policy Acquisition & Underwriting Costs | 85,797 | 80,673 | 74,720 | 63,012 | 56,507 | 70,261 |
Selling, General & Administrative | 1,187 | 1,414 | 4,309 | 4,198 | 3,683 | 3,714 |
Provision for Bad Debts | 562.2 | 1,178 | 549.2 | -78.8 | 3,295 | 2,632 |
Other Operating Expenses | 2,511 | 2,465 | - | -2.6 | - | - |
Total Operating Expenses | 425,447 | 420,963 | 406,119 | 380,234 | 394,077 | 457,287 |
Operating Income | 102,273 | 107,946 | 89,742 | 78,652 | 71,803 | 32,625 |
Interest Expense | - | - | -707.8 | -838.1 | -807.5 | -627.48 |
Earnings From Equity Investments | 4,268 | 6,619 | 4,579 | 1,777 | 3,302 | 1,875 |
Currency Exchange Gain (Loss) | 9,806 | 9,064 | 2,015 | 1,436 | 9,228 | 5,346 |
Other Non Operating Income (Expenses) | -2,330 | -2,544 | 0.3 | -0.7 | 87.12 | 204.9 |
EBT Excluding Unusual Items | 114,016 | 121,086 | 95,629 | 81,026 | 83,612 | 39,424 |
Gain (Loss) on Sale of Assets | - | - | -3.6 | -0.5 | 1.09 | -2.07 |
Pretax Income | 114,016 | 121,086 | 95,625 | 81,026 | 83,613 | 39,422 |
Income Tax Expense | 25,261 | 24,462 | 21,307 | 14,168 | 14,540 | 15,559 |
Net Income | 88,755 | 96,624 | 74,319 | 66,858 | 69,073 | 23,863 |
Net Income to Common | 88,755 | 96,624 | 74,319 | 66,858 | 69,073 | 23,863 |
Net Income Growth | 3.66% | 30.01% | 11.16% | -3.21% | 189.46% | 19.82% |
Shares Outstanding (Basic) | 1,754 | 1,754 | 1,754 | 1,754 | 1,754 | 1,754 |
Shares Outstanding (Diluted) | 1,754 | 1,754 | 1,754 | 1,754 | 1,754 | 1,754 |
Shares Change | -0.01% | -0.01% | - | - | - | - |
EPS (Basic) | 50.60 | 55.08 | 42.36 | 38.11 | 39.37 | 13.60 |
EPS (Diluted) | 50.60 | 55.08 | 42.36 | 38.11 | 39.37 | 13.60 |
EPS Growth | 3.68% | 30.03% | 11.15% | -3.21% | 189.46% | 19.82% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | 4,527 | 19,506 | -2,174 | 115,882 | 90,353 |
Free Cash Flow Per Share | - | 2.58 | 11.12 | -1.24 | 66.05 | 51.50 |
Dividend Per Share | 13.250 | 13.250 | 10.000 | 10.000 | 7.200 | 2.250 |
Dividend Growth | 32.50% | 32.50% | 0% | 38.89% | 220.00% | - |
Operating Margin | 19.38% | 20.41% | 18.10% | 17.14% | 15.41% | 6.66% |
Profit Margin | 16.82% | 18.27% | 14.99% | 14.57% | 14.83% | 4.87% |
Free Cash Flow Margin | - | 0.86% | 3.93% | -0.47% | 24.87% | 18.44% |
EBITDA | - | 109,836 | 91,632 | 79,896 | 71,900 | 32,763 |
EBITDA Margin | - | 20.77% | 18.48% | 17.41% | 15.43% | 6.69% |
D&A For EBITDA | - | 1,889 | 1,889 | 1,244 | 96.91 | 137.48 |
EBIT | 102,273 | 107,946 | 89,742 | 78,652 | 71,803 | 32,625 |
EBIT Margin | 19.38% | 20.41% | 18.10% | 17.14% | 15.41% | 6.66% |
Effective Tax Rate | 22.16% | 20.20% | 22.28% | 17.48% | 17.39% | 39.47% |